Frequently Asked Questions
Client Information

Frequently Asked Questions

Answers to common questions regarding our advisory services, client intake process, engagement terms, transaction requirements, underwriting, execution and financial closing.

01

General Questions

Our role, advisory scope and the transactions we work on.

What does FG Capital Advisors do?

FG Capital Advisors provides corporate finance, transaction structuring and capital advisory services to companies, sponsors, project developers, asset owners, traders and other commercial principals.

Our work may include transaction assessment, structured debt advisory, debt sizing, financial analysis, capital structure development, lender preparation, financial modelling, capital-provider selection, term sheet negotiation and borrower-side execution through financial close.

Is FG Capital Advisors a bank or direct lender?

No. FG Capital Advisors acts in an advisory and arranging capacity.

Financing is provided by banks, private credit funds, specialty lenders and other eligible capital providers that conduct their own independent underwriting and make their own credit decisions.

Does FG Capital Advisors guarantee financing?

No. No financing outcome, credit approval, term sheet or financial closing can be guaranteed.

Transactions remain subject to capital-provider appetite, underwriting, due diligence, compliance review, definitive documentation, internal approval and satisfaction of applicable transaction conditions.

Who does FG Capital Advisors advise?

Clients may include operating companies, corporate borrowers, commodity traders, producers, project sponsors, developers, acquirers, asset owners and other principals pursuing a defined financing, refinancing or capital transaction.

Does FG Capital Advisors work internationally?

Yes. We consider cross-border transactions involving companies, projects, assets and commercial trade flows in multiple jurisdictions.

Each matter remains subject to applicable legal, compliance, sanctions, banking and capital-provider requirements.

Does FG Capital Advisors work with early-stage companies?

This depends on the transaction. Structured debt generally requires an identifiable and defensible source of repayment.

This may include operating cash flow, contractual revenues, receivables, inventory, project cash flow, eligible collateral, committed offtake or another credible form of credit support.

Idea-stage businesses without a developed financing case are generally outside the scope of institutional structured debt mandates.

Can an intermediary introduce a transaction?

Yes, where the intermediary is authorized to introduce the transaction and its relationship with the principal is clearly disclosed.

Any applicable referral, client-attribution or intermediary terms are addressed separately.

02

Client Intake & Engagement

How a prospective transaction is assessed, accepted and progressed into an active advisory mandate.

Route One

Structured Finance & Carbon

For structured debt, private credit, project finance, acquisitions, commercial real estate, infrastructure, metals and carbon project mandates.

Structured Finance & Carbon
Route Two

Trade Finance & Working Capital

For letters of credit, borrowing bases, receivables, inventory, supplier finance, purchase finance and transaction-backed working capital mandates.

Trade & Working Capital
Engagement Process

From Client Intake To Financial Closing

Submission of a transaction does not create an advisory engagement. Each prospective mandate is assessed before it is accepted. Where there is a suitable basis for engagement, a formal proposal is issued for the prospective client's review.

01

Intake

Select the appropriate intake route and submit the principal transaction details, financing requirement and available supporting information.

02

Assessment

We assess the transaction, requested financing, repayment source, counterparties, credit support, documentation and execution readiness.

03

Proposal

Where there is a suitable basis for engagement, we issue a formal proposal setting out the mandate, scope, responsibilities, fees and engagement terms.

04

Execution

If the client elects to proceed, the engagement documentation is executed and the applicable commencement requirements are satisfied.

05

Mandate

The advisory mandate commences and the agreed structuring, transaction preparation, capital-provider engagement, underwriting, negotiation, due diligence and documentation workstreams are progressed through financial closing.

How do I start working with FG Capital Advisors?

All prospective mandates begin through client intake.

Structured debt, private credit, project finance, acquisitions, commercial real estate, metals and carbon projects should use the Structured Finance & Carbon intake. Trade finance and structured working capital matters should use the dedicated Trade Finance & Working Capital intake.

What happens after I submit client intake?

We conduct an initial mandate assessment.

The transaction profile, financing requirement, repayment source, relevant counterparties, available security or collateral, supporting documentation and execution readiness are reviewed to determine whether the transaction falls within our scope and whether there is a suitable basis for engagement.

Does submitting an intake mean my transaction is accepted?

No. Client intake begins the assessment process. It does not create an advisory engagement or constitute acceptance of the mandate.

What happens if the transaction is a suitable fit?

FG Capital Advisors issues a formal engagement proposal describing the proposed mandate, scope of work, responsibilities, fees, commercial terms and applicable engagement conditions.

The prospective client can review the proposal before deciding whether to proceed.

When does the advisory mandate officially commence?

The mandate commences once the engagement documentation has been executed and the applicable commencement requirements described in the engagement have been satisfied.

Preliminary assessment, correspondence and receipt of transaction documents do not by themselves constitute an active advisory mandate.

What happens after the mandate commences?

Work begins in accordance with the agreed mandate.

Depending on the transaction, this may include debt sizing, financial analysis, structuring, financial modelling, credit preparation, lender materials, data-room preparation and development of the capital-provider strategy.

Do you approach lenders immediately after engagement?

Not necessarily. Institutional financing transactions should generally be properly assessed, structured and prepared before capital providers are approached.

Where preparation is required, that work is completed before targeted distribution begins.

Does the advisory mandate continue through closing?

Where execution through financial close forms part of the agreed scope, the mandate continues through the relevant underwriting, commercial negotiation, diligence, documentation and closing workstreams in accordance with the engagement terms.

Are FG Capital Advisors engagements paid?

Yes. FG Capital Advisors provides professional paid advisory services.

The applicable fees and commercial terms are disclosed in the formal engagement proposal before the mandate commences.

How are advisory fees determined?

Fees depend on transaction size, complexity, required advisory workstreams, anticipated execution effort and overall mandate scope.

The applicable fee structure is documented in the engagement proposal.

Do you accept success-fee-only mandates?

Our engagements are undertaken on a paid advisory basis.

We do not generally undertake substantive structuring, financial analysis, diligence, transaction preparation and execution work solely on a contingent success-fee basis.

What information should I include in client intake?

Provide enough information for us to understand the transaction and assess whether there is a credible basis for engagement.

This normally includes the requested financing amount, jurisdiction, use of proceeds, transaction status, repayment source, proposed security or collateral, relevant counterparties and available supporting documentation.

Do I need every document before submitting?

No. Initial intake should contain sufficient information for a preliminary mandate assessment.

Additional financial, commercial, technical or legal documents may be requested if the transaction advances through the review process.

Can I book a consultation instead of completing client intake?

Client intake is the standard starting point for prospective mandates.

Reviewing the transaction in writing allows us to determine whether there is an appropriate basis for engagement before allocating advisory resources. Calls may be arranged where appropriate as the engagement process progresses.

How long does the financing process take?

There is no universal transaction timetable.

Timing depends on transaction complexity, documentation quality, client readiness, capital-provider appetite, underwriting, diligence, negotiation, legal documentation and satisfaction of applicable closing conditions.

03

Structured Debt & Private Credit

Corporate debt, refinancing, private credit and bespoke capital structures.

What structured debt transactions do you advise on?

Our structured debt advisory services may cover senior secured debt, private credit, unitranche facilities, bridge financing, mezzanine capital, asset-based lending and other bespoke credit structures.

Can you help refinance existing debt?

Yes. Refinancing may involve replacing an existing lender, extending maturity, increasing liquidity, consolidating facilities, revising covenants or reorganizing the broader capital structure.

Can debt be raised for growth or working capital?

Potentially. The financing case may be supported by operating cash flow, contractual revenues, receivables, inventory, eligible assets or another identifiable repayment source.

Can collateral support a private credit transaction?

Yes. Depending on the transaction, collateral may include receivables, inventory, real estate, equipment, contractual rights or other eligible assets.

Capital providers consider ownership, enforceability, liquidity, valuation, control and expected recovery value.

Do you advise on bridge, mezzanine or unitranche financing?

Yes, where these instruments are appropriate to the borrower's leverage profile, senior debt capacity, transaction timetable, sponsor contribution and proposed repayment or exit.

Does FG Capital Advisors approach private credit funds and lenders?

Where capital-provider engagement forms part of the agreed mandate, we identify and approach relevant banks, private credit funds, specialty lenders and other institutional counterparties aligned with the transaction profile.

04

Trade & Commodity Finance

Financing built around identifiable trade flows, working capital assets and controlled repayment proceeds.

What trade finance structures do you advise on?

Our structured trade finance services may cover borrowing base facilities, transactional trade finance, pre-export finance, prepayment structures, inventory finance, warehouse finance, receivables finance, supplier finance, purchase finance, letters of credit and structured working capital.

Does FG Capital Advisors issue letters of credit or SBLCs?

No. FG Capital Advisors is not an issuing bank.

We may provide letter of credit and trade finance advisory where documentary letters of credit, usance or UPAS LCs, standby letters of credit or related bank instruments form part of a legitimate commercial transaction.

What is a borrowing base facility?

A borrowing base facility provides revolving debt availability against a defined pool of eligible assets, commonly inventory, receivables or both.

Availability is recalculated using agreed eligibility criteria, advance rates, concentration limits, reserves and reporting requirements.

Can inventory be financed?

Potentially. Our inventory financing advisory considers title, location, valuation, market liquidity, price volatility, insurance, storage, monitoring and the capital provider's ability to control the collateral.

Can receivables support financing?

Yes, subject to eligibility and underwriting. Relevant considerations may include debtor quality, ageing, concentration, dilution, payment history, assignment mechanics and applicable credit insurance.

What is pre-export finance?

Pre-export finance provides working capital before export proceeds are received.

It may support procurement, production, processing or logistics and is normally structured around future export flows, identifiable buyers and controlled repayment proceeds.

Can an offtake agreement support financing?

Yes. A credible offtake arrangement may provide visibility over future sales and repayment proceeds.

Capital providers consider the buyer, contractual obligations, pricing, tenor, performance risk and enforceability.

Can purchase orders or supplier payments be financed?

Potentially. Purchase finance generally requires a credible purchase and resale cycle, identifiable counterparties, sufficient transaction economics, documented logistics and a defensible route to repayment.

Can you work on cross-border trade transactions?

Yes, subject to the jurisdictions, counterparties, goods or commodities, sanctions position, contractual structure, logistics, currency and availability of suitable capital providers.

What do trade finance lenders underwrite?

Underwriting may include the borrower, trade history, purchase and sale contracts, counterparties, margins, inventory, receivables, logistics, insurance, commodity risk, foreign exchange exposure, collateral and the proposed source and control of repayment.

05

Project & Infrastructure Finance

Financing structured around project cash flow, contractual revenues and long-term asset economics.

What project finance services do you provide?

Our project finance advisory may include bankability assessment, debt sizing, financial modelling, capital structure development, lender preparation, capital-provider selection, term sheet negotiation and execution support.

Can you assist with non-recourse project finance?

Potentially. Non-recourse or limited-recourse structures require sufficient project-level cash flow, contractual support, appropriate risk allocation and security for capital providers to rely primarily on the project for repayment.

Can a project obtain financing before construction?

Potentially, where the project has advanced sufficiently to support institutional underwriting.

Relevant factors may include land rights, permits, feasibility, technical studies, EPC arrangements, offtake, financial modelling, sponsor capability and committed equity.

Do you advise renewable energy projects?

Yes. Relevant mandates may include solar, energy storage and other infrastructure or energy projects where the technical, commercial and contractual framework supports a financeable transaction.

We also provide dedicated solar PV financing and placement support.

Is sponsor equity normally required?

In most project finance structures, capital providers expect an appropriate amount of sponsor equity or subordinated capital.

The required amount depends on project risk, development stage, debt capacity, contractual support and lender requirements.

What documents are typically required for project finance?

Relevant materials may include feasibility studies, financial models, permits, land rights, EPC contracts, operating agreements, PPAs or other offtake contracts, environmental documentation, technical studies, sponsor information and existing financing proposals.

06

Acquisition Finance & Real Assets

Debt structures supporting corporate acquisitions, management buyouts and commercial real estate.

Does FG Capital Advisors advise on acquisition financing?

Yes. Our acquisition and MBO financing advisory may involve senior debt, private credit, unitranche facilities, bridge capital, mezzanine financing and other components of the acquisition capital stack.

What do acquisition lenders assess?

Capital providers generally assess the target company's historical and projected cash flow, leverage, management, industry, purchase price, valuation, debt-service capacity, buyer equity and downside protection.

Can the target company's cash flow support acquisition debt?

Potentially, subject to the transaction structure and applicable legal requirements.

Acquisition lenders frequently size debt based on sustainable post-closing cash flow and debt-service capacity.

Does FG Capital Advisors advise on commercial real estate financing?

Yes. Relevant mandates may involve acquisition financing, refinancing, structured property debt and commercial real estate bridge financing where the asset value, operating income, business plan and proposed repayment or exit support the credit case.

When is real estate bridge financing appropriate?

Bridge financing may be appropriate for acquisitions, refinancing events, transitional assets, repositioning strategies or situations requiring interim financing before a longer-term refinancing or asset sale.

07

Metals & Mining Finance

Financing structures involving physical metals, minerals, production and controlled inventory.

What metals finance transactions do you advise on?

Our metals and minerals trade finance advisory may include purchase finance, inventory facilities, borrowing bases, receivables finance, pre-export finance and other structured working capital transactions.

What is metal repo financing?

A metal repo generally involves a financing counterparty acquiring title to eligible metal with an agreed mechanism for the original counterparty to repurchase the metal later.

The structure depends heavily on title, custody, valuation, liquidity, storage, insurance and enforceability.

Can physical metals support working capital?

Potentially. Financeability depends on the metal, specification, location, ownership, warehouse or custody arrangements, valuation, liquidity, price risk, insurance and collateral control.

What diligence is required for metals transactions?

Capital providers may require evidence of origin, title, specifications, assay or inspection, inventory location, logistics, insurance, purchase and sale contracts, counterparties and proposed repayment mechanics.

Does commodity origin matter?

Yes. Origin, ownership, jurisdiction, shipping routes, counterparties and sanctions exposure may materially affect whether a metals or commodity transaction can be financed.

08

Carbon & Climate Projects

Development, quantification, commercialization and financing of qualified carbon projects.

What carbon project services do you provide?

Our carbon project development consulting may include feasibility assessment, methodology review, project development support, PDD preparation, MRV and quantification, commercialization, offtake preparation and financing advisory for qualified projects.

Can FG Capital Advisors help develop a carbon credit project?

Yes, where the project has a credible underlying activity, an appropriate methodology, measurable climate impact, appropriate project rights and a viable path through validation, monitoring, verification and issuance.

What are MRV and carbon quantification?

Monitoring, reporting and verification establish how project activity and climate outcomes are measured, documented and evidenced.

Our carbon MRV and quantification work supports the measurement framework used to quantify eligible emissions reductions or removals under the applicable methodology.

Can carbon projects raise financing?

Potentially. Financing may include development capital, prepayments, forward structures, project debt or other private capital where future project revenues, carbon-credit sales or contractual cash flows provide a credible financing case.

Can future carbon credits support an offtake or prepayment?

Potentially. Forward sales, ERPAs, offtakes and prepayment structures may provide development capital or future revenue visibility.

Commercial terms depend on project quality, methodology, expected delivery, buyer appetite, pricing, credit risk and contractual obligations.

Does FG Capital Advisors buy carbon credits directly?

FG Capital Advisors' principal role is advisory.

Where commercialization or offtake forms part of the mandate, we may assist with buyer preparation, commercial structuring and relevant counterparty engagement.

Any participation by affiliated vehicles is considered separately under their own investment policies and applicable legal and regulatory requirements.

Can FG Capital Advisors guarantee carbon credit issuance?

No. Validation, registration, verification, issuance and market acceptance depend on the applicable standard, methodology, project performance, independent validators or verifiers and other requirements outside FG Capital Advisors' control.

09

Due Diligence, Compliance & Closing

Institutional requirements applicable across advisory and financing mandates.

Are clients subject to KYC, AML and sanctions review?

Yes. Appropriate client, ownership, counterparty and transaction diligence may be required.

Banks and other capital providers also conduct their own independent KYC, AML, sanctions and compliance reviews.

Can you work with higher-risk jurisdictions?

This is assessed case by case.

Sanctions exposure, enforceability, banking access, political risk, regulatory restrictions and capital-provider policies may materially affect whether a mandate can be accepted or financed.

Is client information confidential?

Client and transaction information is handled as confidential information, subject to applicable engagement terms, legal obligations and disclosures required for approved transaction execution.

Does FG Capital Advisors provide legal or tax advice?

No. Clients should obtain legal, tax, accounting and regulatory advice from appropriately qualified professionals.

Transaction counsel and other specialist advisers may be involved in the execution process where necessary.

How are regulated activities handled?

Where an activity must be conducted by an appropriately licensed, regulated or authorized party, that activity is undertaken through the relevant authorized counterparty where required.

What happens during capital-provider due diligence?

A capital provider may review financial statements, management information, ownership, contracts, collateral, business performance, counterparties, valuation, insurance, compliance matters and the proposed repayment source.

Who negotiates the financing term sheet?

Under an appropriate mandate, FG Capital Advisors supports the client in reviewing and negotiating commercial financing terms.

This may include pricing, tenor, leverage, advance rates, covenants, security requirements, conditions precedent and other material commercial terms. Legal documentation is handled by the applicable legal counsel.

How long does financing take to close?

There is no universal closing timetable.

Timing depends on client readiness, transaction complexity, capital-provider process, diligence, negotiation, legal documentation, collateral perfection, regulatory matters and satisfaction of conditions precedent.

What happens if a lender declines the transaction?

A lender decline does not necessarily determine the outcome of the entire mandate.

Where appropriate, the structure, positioning or capital-provider strategy may be reassessed. However, no alternative capital-provider approval can be guaranteed.

Can FG Capital Advisors work with lenders I already contacted?

Yes, where appropriate.

Existing lender conversations, term sheets and previous financing approaches should be disclosed during intake so the mandate can be managed efficiently and unnecessary duplication can be avoided.

Client Intake

Submit A Transaction

Select the intake route that best reflects your mandate. We will assess the transaction and, where there is a suitable basis for engagement, issue a formal advisory proposal for your review.

Disclosure. FG Capital Advisors provides corporate finance advisory, transaction structuring and capital-provider engagement support. FG Capital Advisors is not a bank or direct lender and does not guarantee financing. Credit decisions remain subject to independent underwriting, due diligence, compliance review, definitive documentation and approval by the applicable capital provider. Nothing contained in this FAQ constitutes legal, tax or accounting advice, a lending commitment or an offer of securities.