Metals & Minerals Trade Finance

Notice. This page is informational and general in nature. Any transaction remains subject to counterparty acceptability, KYC and AML, sanctions screening, diligence, documentation, collateral controls, insurance, and third-party approvals. Obtain independent legal advice for contracts and enforceability.

Metals & Minerals Trade Finance

We structure and place short-tenor facilities for physical metals and minerals transactions where contracts, counterparties, and control points can stand up to capital provider review.

Expect underwriting discipline, lender-aligned operating mechanics, and a closing process built around control of documents, collateral, and proceeds.

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Mandate Scope

  • Structure the facility for spot shipments, repeat liftings, or revolving programs.
  • Align purchase and sale contracts so documents, timing, and risk transfer match the funding structure.
  • Design LC, DLC, or SBLC-backed settlement mechanics where relevant to lender appetite.
  • Implement proceeds routing and control mechanics suitable for institutional capital providers.
  • Coordinate diligence workstreams and documentation sequencing with regulated partners where required.

Support is provided on a best-efforts basis and remains subject to third-party approvals.

What We Finance

  • Copper cathodes and copper concentrate
  • Aluminum ingots and billets
  • Zinc, lead, nickel, tin and related concentrates
  • Steel products in select corridors and structures
  • Industrial minerals where title, custody, and settlement are contractable

Product, origin, and corridor eligibility varies by lender policy, sanctions posture, and AML risk.

Financing Structures

Structure Best For Control Stack
Import LC, confirmation, and discounting Buyers with bankable issuing banks and defined documentary discipline Documentary conditions, discrepancy logic, and defined timelines for execution
SBLC-supported payables finance Repeat buyers seeking extended settlement terms (30 to 180 days) Instrument acceptability, covenants, and controlled payment mechanics
Borrowing base line Traders with recurring inventory and receivables and reliable reporting Eligibility tests, reserves, reporting cadence, controlled accounts, proceeds waterfall
Inventory finance Stock held in approved facilities where custody and control are workable Collateral control, insurance, security perfection where required
Prepayment and offtake-backed structures Producers and aggregators with contracted sales and verifiable performance history Offtake assignments, proceeds routing, covenants, monitoring and reporting

No approvals are promised. Every facility is subject to diligence, credit approval, KYC and AML, and sanctions screening.

What Capital Providers Require

Commercial Proof

  • Executed contracts with named counterparties
  • Verifiable trade history or a credible execution record
  • Margin logic resilient to delays and price movement
  • Defined claims, dispute procedures, and remedies

Control Proof

  • Title, documents, and proceeds control plan
  • Insurance position consistent with corridor and structure
  • Collateral management approach where required
  • Monitoring and reporting readiness

If the file cannot answer who controls the goods, who controls the documents, and where proceeds are routed, terms tighten or the deal fails.

Engagement Procedure

Step Sequence Commercial Output
1. Client Intake Submit the client intake with your contracts, proposed terms, and counterparty details. Qualification decision and underwriting path.
2. Structuring Align contracts, logistics, and settlement mechanics to a bankable structure. Facility blueprint and lender-facing package.
3. Diligence And Compliance KYC and AML, sanctions screening, and third-party diligence as required by funding partners. Cleared counterparties and conditions to close.
4. Term Sheets And Closing Distribution to suitable lenders, term sheet selection, documentation, and account controls. Executable terms, closing, and funding.

FAQ

Do you finance transactions with no named counterparties?

No. Trades must be contractable and executable with clear counterparties and logistics.

Can you work with LC or SBLC settlement?

Yes, subject to issuing bank acceptability, confirmation requirements, and a document set that matches the trade flow.

Do you offer direct lending?

No. We act as an arranger and structuring advisor working with third-party capital providers and regulated partners where required.

Apply with your contracts and proposed settlement mechanics. If the file is executable, we will revert with a structuring route and lender-ready next steps.

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Disclosure. This content is for informational purposes and does not constitute legal, tax, accounting, or financial advice. FG Capital Advisors is not a bank or lender. Any support is provided on a best-efforts basis and remains subject to third-party approvals, diligence, compliance checks, and documentation.