Commercial Real Estate Bridge Loans

FG Capital Advisors structures and places short-term debt for sponsors, developers and property owners executing acquisitions, refinancings, construction completion, lease-up and repositioning strategies.

We prepare each mandate around current and stabilized value, sponsor experience, the capital structure, property cash flow, the business plan and a credible exit strategy.

Wide aerial view of a modern commercial office property — **Bridge capital for time-sensitive transactions** Acquisition, refinance and transitional financing

Portrait view of a city skyline with commercial towers — **Commercial property execution** Capital aligned with a defined exit strategy

Commercial Real Estate Bridge Loan Solutions

Select a financing objective to review common uses, transaction fit and the information capital providers typically require.

Solution 01

Acquisition Bridge Financing

Short-term debt placement for a property purchase that must close before permanent financing, stabilization or a planned capital event is available.

Time-sensitive property acquisitions
Initial renovation and repositioning costs
Bridge-to-permanent execution plans

Suitable for: Experienced sponsors with identified equity, a defined property business plan and a supportable exit strategy.

Aerial view of a modern office building complex

Debt Structures We Assess

Senior Mortgage Bridge

First-lien, short-term debt structured around current property value, sponsor equity, carrying costs and a defined repayment event.

Stretch Senior Loan

Higher-leverage senior debt that may combine acquisition, payoff, renovation, tenant improvement and leasing costs.

Mezzanine Debt

Subordinate capital placed behind a senior mortgage to complete the debt requirement while preserving sponsor ownership.

Preferred Equity

Structured equity capital with negotiated priority economics, controls and repayment provisions within the ownership stack.

Bridge-to-Permanent Facility

Interim capital paired with a stated path toward bank, agency, CMBS or other longer-term property financing.

Maturity and Rescue Capital

Short-term capital considered for lender payoffs, maturity pressure, completion needs or transactions requiring additional time.

Commercial Property Types We Consider

Wide exterior view of a modern multifamily apartment building

Multifamily and Build-to-Rent

Existing, renovated, newly delivered and lease-up communities with a credible path to stabilized occupancy and permanent debt.

Wide view of an industrial warehouse and distribution property

Industrial and Logistics

Warehouses, distribution centers, light-industrial properties and logistics facilities requiring acquisition or transitional capital.

Wide exterior view of a modern commercial office building

Office, Retail and Hospitality

Commercial assets supported by a specific leasing, renovation, operating or repositioning strategy and a defensible exit plan.

What Capital Providers Review

Review Area	Typical Information Required	Transaction Relevance
Current and stabilized value	Purchase price, appraisal, broker opinion, comparable sales, stabilized income and cap-rate assumptions.	Supports leverage, basis, collateral coverage and downside analysis.
Sponsor equity and experience	Equity invested, liquidity, net worth, track record, ownership structure and relevant property experience.	Demonstrates alignment, completion capacity and execution credibility.
Property cash flow	Rent roll, trailing financials, occupancy, leases, operating expenses and current net operating income.	Shows present debt-service support and the gap to stabilization.
Business plan and budget	Renovation scope, construction status, leasing plan, tenant costs, timeline and remaining capital requirements.	Defines how proceeds create value and the capital required to reach the exit.
Capital stack	Existing debt, payoff statement, requested loan, subordinate capital, sponsor equity and closing costs.	Establishes total leverage, intercreditor needs and closing mechanics.
Exit strategy	Sale, permanent refinance, agency or bank takeout, stabilization milestones and downside alternatives.	Provides the expected source and timing of bridge loan repayment.

Our Debt Placement Process

1. Initial Assessment

Review the sponsor, property, requested proceeds, current capital stack, business plan, equity and execution timetable.

2. Capital Structuring

Develop the proposed facility amount, leverage, reserves, interest structure, sources and uses, and repayment strategy.

3. Underwriting Package

Organize the property financials, rent roll, budget, valuation support, sponsor information and lender-facing credit case.

4. Targeted Placement

Approach selected banks, debt funds, mortgage lenders and private-credit providers whose criteria fit the mandate.

5. Term Coordination

Coordinate lender questions, compare indicative terms and maintain a controlled diligence and term-sheet process.

6. Closing Support

Support information flow among the client, capital provider, appraiser, environmental consultants, title parties and counsel.

Information Required for an Initial Assessment

Sponsor and Borrower

Company profile, ownership structure, relevant track record, liquidity, net worth, equity commitment and KYC information.

Property and Valuation

Address, property type, unit or square-foot count, purchase details, current valuation and available third-party reports.

Financial and Operating

Rent roll, historical operating statements, current occupancy, major leases, existing debt and projected cash flow.

Business Plan and Exit

Use of proceeds, renovation or construction budget, leasing milestones, schedule and proposed sale or permanent refinance.

Frequently Asked Questions

Is FG Capital Advisors a direct lender?

No. We are a debt placement and transaction advisory firm. We structure suitable commercial real estate bridge loan mandates and place them with relevant capital providers.

How quickly can a commercial bridge loan close?

Timing depends on the completeness of the underwriting package, appraisal, title, environmental and property-condition work, legal diligence and lender approval. No closing schedule can be guaranteed.

Can bridge financing support a vacant or transitional property?

Potentially. Capital providers will evaluate sponsor experience, cash equity, carrying costs, the improvement or leasing plan, current value and the proposed exit strategy.

Can a construction shortfall or completion need be financed?

Potentially. The remaining budget, cost-to-complete analysis, construction status, contingency, additional equity, completed value and exit plan must be sufficiently documented.

Which exit strategies are typically considered?

Common exits include a property sale, permanent refinance, agency or bank financing, recapitalization or another capital event supported by measurable stabilization milestones.

Submit Your Commercial Real Estate Bridge Loan

Provide the property summary, location, current value, requested financing, capital stack, business plan, sponsor experience and proposed exit strategy.

Open Client Intake

Legal Notice. FG Capital Advisors provides financial modelling, transaction preparation and debt placement services. The firm is not a bank, lender, mortgage lender, appraiser, title company or legal adviser. Financing remains subject to independent underwriting, appraisal, environmental and property-condition review, legal due diligence, KYC and AML review, sanctions screening, credit approval and definitive documentation. No approval, pricing, timing or closing outcome is guaranteed.