Important Disclosure. For corporates and professional counterparties. Not a public offer. This page is informational and does not constitute legal, tax, or financial advice. All facilities are subject to diligence, KYC and AML, sanctions screening, conflicts checks, counterparty acceptability, definitive documentation, collateral control feasibility, and third-party capital provider approvals.
Trade Finance for Commodities and Goods
If you are searching for trade finance for a specific commodity, you are usually trying to solve one problem: you have a real contract and a real flow, but your cash conversion cycle is too slow to scale. We arrange bank-recognised trade finance structures for the lower middle market and middle market, built around contracts, documents, collateral control, and enforceable cash sweeps.
Coverage below lists commonly traded goods and commodities where we support facility structuring and placement coordination through suitable third-party capital providers. The commodity is never the only underwrite. The real drivers are counterparties, documentation quality, logistics, controls, and the takeout path.
Start with these internal guides: Trade Finance vs Traditional Financing , Trade Finance Structuring and Fundraising , Structured Trade and Commodity Finance Services , Commodity Borrowing Base Facility Guide , and Collateral Management Agreements in Trade Finance.
Common Facility Types
- Borrowing base lines (inventory and receivables).
- Pre-shipment, in-transit, and post-shipment facilities.
- Pre-export finance and offtake-backed funding.
- Receivables finance and assigned proceeds structures.
- Prepayment and structured payables solutions.
- Documentary letters of credit and SBLC-backed frameworks.
Related: Trade Finance Bridge Loans and Gap Funding for Physical Commodity Trades.
What Matters in Underwriting
- Executed contracts, Incoterms, and enforceable payment mechanics.
- Counterparty strength and clean KYC and UBO transparency.
- Commodity quality specs and inspection protocol.
- Collateral control that a lender can enforce (warehouse, CMA, BL control, assigned receivables).
- Defined takeout, proceeds sweep, and monitoring plan.
If your flow needs LC or SBLC support, see SBLC and LC Issuance Advisory With Margin Solutions.
What Is Included When We Are Retained
We are retained to own the trade finance workstream. That includes structuring, lender pack preparation, documentary sequencing, collateral controls, and placement coordination through suitable third-party capital providers. Engagements are structured with a retainer and a success fee.
Structuring and Lender Pack
- Trade flow mapping (supplier, buyer, Incoterms, shipping timeline, cash gaps).
- Facility design (borrowing base, inventory line, receivables line, pre-export, prepayment).
- Controls stack (CMA, warehouse, BL control, inspections, assigned proceeds, controlled accounts).
- Lender-grade file (contracts, specs, logistics, monitoring plan, sources and uses).
- Term sheet hygiene, covenant logic, and documentary discipline.
Execution Management
- Lender targeting and controlled outreach.
- NDA flow, data room access, and Q&A management.
- Term sheet comparison and negotiation support.
- Documentation coordination with counsel and third parties.
- Conditions precedent tracker, funds flow planning, and closing checklist control.
For oil flows, see: Working Capital and LC Solutions for Physical Oil Traders.
Commodity Coverage List
Below is a practical directory of commonly traded goods where we arrange trade finance structuring and placement coordination. If you trade one of these and need working capital tied to documents and controls, the next step is a lender-grade intake.
Energy and Refined Products
- Crude oil (light, medium, heavy)
- Condensate
- Fuel oil (HSFO, VLSFO)
- Marine fuels (MGO, IFO grades)
- Gas oil and diesel (EN 590, ULSD)
- Jet fuel (Jet A-1)
- Gasoline (mogas)
- Naphtha
- Vacuum gasoil (VGO)
- Bitumen and asphalt
- Base oils and lubricants
- LNG (liquefied natural gas)
- LPG (propane, butane)
- Ethanol
- Biodiesel and renewable diesel feedstocks
- Petcoke
- Coal (thermal, metallurgical)
Base Metals and Industrial Materials
- Copper cathodes
- Copper concentrate
- Aluminium ingots
- Alumina
- Bauxite
- Zinc ingots
- Lead ingots
- Nickel (cathodes, briquettes)
- Tin ingots
- Iron ore (fines, lump)
- Steel billets, slabs
- Hot rolled coil (HRC)
- Cold rolled coil (CRC)
- Rebar
- Wire rod
- Stainless steel coil
- Ferrous scrap (HMS 1&2 and related grades)
- Non-ferrous scrap (aluminium, copper, brass)
- Silicon metal
- Ferrosilicon
- Ferrochrome
- Ferromanganese
Battery Metals and Critical Minerals
- Spodumene concentrate
- Lithium carbonate
- Lithium hydroxide
- Natural graphite
- Graphite anode materials (where applicable)
- Cobalt (metal, intermediates)
- Cobalt sulfate
- Nickel sulfate
- Manganese ore
- Manganese sulfate
- Chromite ore
- Molybdenum concentrates
- Vanadium (V2O5 and related products)
- Rare earth concentrates and oxides (select flows)
Precious Metals
- Gold (commercial bars and permitted forms)
- Silver
- Platinum group metals (PGMs) where bankable and compliant
Precious metals are treated as high scrutiny flows. Expect strict compliance clearance, provenance clarity, and controls.
Grains and Oilseeds
- Wheat (milling, feed)
- Corn (maize)
- Soybeans
- Soybean meal
- Soybean oil
- Barley
- Sorghum
- Oats
- Rice (white, parboiled)
- Rapeseed (canola)
- Sunflower seed
- Pulses (chickpeas, lentils, peas)
Vegetable Oils and Fats
- Palm oil
- Palm kernel oil
- Sunflower oil
- Rapeseed (canola) oil
- Soybean oil
- Coconut oil
- Animal fats (tallow and related flows)
Soft Commodities
- Coffee (arabica, robusta)
- Cocoa beans
- Sugar (raw, white)
- Cotton
- Natural rubber
- Tea
- Tobacco (select flows)
Related: Soft Commodities Trade Finance.
Fertilizers and Bulk Chemicals
- Urea
- Ammonia
- DAP (diammonium phosphate)
- MAP (monoammonium phosphate)
- NPK blends
- Potash (MOP, SOP)
- Phosphate rock
- Sulfur
- Sulfuric acid
- Caustic soda (where bankable)
- Methanol (where bankable)
Petrochemicals and Polymers
- HDPE
- LDPE
- LLDPE
- Polypropylene (PP)
- PVC
- PET resin
- PTA
- MEG
- Polymer feedstocks where contract and controls support the flow
Forest Products and Packaging
- Pulp (hardwood, softwood)
- Paper and kraft grades
- Recovered paper
- Timber logs (select flows)
- Lumber
- Plywood
- Wood pellets (select flows)
Construction and Bulk Materials
- Cement and clinker
- Gypsum
- Salt
- Industrial sand (select flows)
- Aggregates (select flows)
Recycling and Secondary Materials
- Aluminium scrap
- Copper scrap
- Brass scrap
- Stainless scrap
- PET flakes
- Recycled plastics (select grades)
- Recovered paper and cardboard
How to Engage
Trade finance is execution. If you want speed, submit a clean deal summary with contracts, specs, and a logistics plan. We will revert with underwriting questions, a proposed structure, and the next steps for a lender-ready file.
What to Prepare
- Executed contracts (SPA, offtake, PO) and Incoterms.
- Counterparty details and KYC pack (including UBOs).
- Commodity specs, inspection approach, and quality dispute protocol.
- Logistics plan (warehouse, BL control, vessel or trucking timeline).
- Sources and uses and the precise cash gap to be financed.
What We Screen For First
- Counterparty acceptability and compliance clearance.
- Control feasibility (CMA, warehouse, BL, assigned receivables, controlled accounts).
- Takeout clarity and proceeds sweep mechanics.
- Operational sequencing that matches lender workflows.
- Documentation that can survive enforcement tests.
See: Trade Finance Structuring and Borrowing Base Design and Bridge Loans for Physical Commodity Transactions.
FAQ
Do you finance first-time traders?
Sometimes, but lenders require stronger controls, stronger counterparties, and tighter structures. The fastest way to a decision is a complete file and a realistic request.
Can you arrange facilities without letters of credit?
Yes. Many structures are borrowing base, inventory, receivables, or assigned proceeds based. When LC or SBLC is required by the contract, we coordinate that workstream too. See SBLC and LC Issuance Advisory.
What tenors do you focus on?
Short-tenor facilities tied to the cash conversion cycle. For shorter gaps, see Trade Finance Bridge Loans.
Do you guarantee funding?
No. All work is best-efforts and subject to diligence, documentation, controls, and capital provider approvals.
Request Trade Finance by Commodity
Submit your commodity, contract summary, shipment timeline, desired facility size, and your KYC pack. We will revert with underwriting requirements and a proposed structure.
Request a QuoteDisclaimer. FG Capital Advisors provides services that may include advisory support, structuring, documentation coordination, and execution management through approved partners. We are not a bank and do not lend, insure, or issue guarantees. All work is best-efforts and subject to diligence, KYC and AML, sanctions screening, conflicts checks, definitive documentation, collateral onboarding, and third-party approvals.
