Notice. This page is informational and general in nature. Outcomes depend on counterparty acceptability, KYC and AML, sanctions screening, diligence, documentation, collateral controls, insurance, and third-party approvals. Obtain independent legal advice for enforceability and regulatory matters. FG Capital Advisors does not lend directly.
Trade Finance Structuring & Fundraising
Trade finance fails for predictable reasons: weak controls, unclear collateral, inconsistent documents, and a story that does not reconcile to cash movements. Capital providers do not fund narratives. They fund governed trade flows.
FG Capital Advisors structures trade finance facilities and coordinates fundraising with suitable third-party capital providers. We build lender-grade packages, map control points, and run a disciplined term sheet process so your trade book can scale without constant exceptions.
Start Client IntakeWho This Is For
- Commodity traders with repeatable corridors, verifiable contracts, and auditable performance history.
- Importers, processors, and distributors with documented flows, measurable margins, and controlled settlement.
- Groups that can operate cash controls, reporting cadence, and collateral discipline.
- Teams seeking a facility that can be underwritten consistently, not one-off transactions.
Outcomes Clients Use This For
- Increase purchasing capacity via committed revolving liquidity tied to eligible trades.
- Add LC issuance headroom for import purchases and supplier comfort.
- Finance inventory in transit and in storage under controlled release mechanics.
- Monetize receivables from strong buyers without starving the next cargo.
- Standardize controls across corridors to reduce re-approvals and prevent surprise defaults.
Structured for physical trade, built to survive scrutiny.
What We Structure
| Facility / Structure | Typical use-case | Core controls and underwriting focus |
|---|---|---|
| Revolving trade facility | Working capital to fund repeatable buy-ship-sell cycles | Eligibility rules, reporting cadence, concentration limits, settlement discipline |
| Borrowing base facility | Availability tied to eligible receivables and eligible inventory | Borrowing base certificate logic, reserves, audits, collateral monitoring |
| Inventory and in-transit finance | Finance cargo during transit and storage with controlled release | Title and custody, collateral manager interfaces, insurance alignment |
| Receivables financing | Monetize eligible buyer receivables with defined payment mechanics | Buyer quality, assignment enforceability, payment routing, dilution controls |
| LC / SBLC sublimits | Issuance capacity for imports, performance obligations, or supplier comfort | Documentary requirements, discrepancy controls, reimbursement terms |
| Transaction-specific structures | Tailored to corridor constraints and counterparty requirements | Clear conditions precedent, defined exceptions process, strict documentation |
All structures remain subject to third-party underwriting, approvals, and documentation.
What Capital Providers Underwrite
Trade finance underwriting is a controls exercise. We package the evidence and structure the facility so the lender can underwrite consistently and monitor without improvisation.
| Underwriting focus | What we build | What it protects |
|---|---|---|
| Trade cycle mapping | End-to-end flow from purchase to sale, incoterms, documents, settlement timing | Prevents facilities built on assumptions that fail operationally |
| Counterparty and concentration risk | Buyer and supplier mapping, performance history, dispute profile | Reduces default and payment delay risk |
| Collateral and custody | Title path, storage locations, controlled release procedures, monitoring plan | Limits leakage and creates enforceable control |
| Documentation quality | Documentary set, discrepancy prevention, exception handling playbook | Reduces non-payment and operational disputes |
| Cash controls and reporting | Cash route design, reporting cadence, borrowing base mechanics | Creates predictable compliance and monitoring |
| Insurance and claims | Insurance alignment, claims protocol, loss and tolerance assumptions | Reduces value impairment and dispute escalation |
Process
| Step | What we do | What you get |
|---|---|---|
| 1. Facility readiness screen | Confirm corridors, counterparties, documentation quality, controls feasibility, and provider fit. | A scoped intake list and facility direction tied to the real trade flow. |
| 2. Structure and controls design | Define eligibility, reserves, cash routes, reporting cadence, and exception playbooks. | A structure memo and lender-ready facility outline. |
| 3. Lender pack and data room | Build a controlled data room aligned to underwriting questions and monitoring needs. | A lender package designed to reduce cycles and prevent scope drift. |
| 4. Term sheet process | Coordinate targeted outreach and a disciplined term sheet process with suitable providers. | Indicative terms and a clear conditions precedent path to closing. |
| 5. Closing support and go-live | Support workstreams with counsel and third parties, align reporting, operationalize controls. | A closing checklist, reporting templates, and an operating control map. |
FG Capital Advisors is not a bank and does not lend directly. We coordinate financing with third-party capital providers. Where regulated execution is required, it is handled by appropriately licensed counterparties. Outcomes remain subject to diligence, documentation, and approvals.
What To Send
- Corporate profile, ownership, management, and KYC pack.
- Financial statements and management accounts, plus trade performance by corridor and product.
- Top buyers and suppliers, contract terms, payment terms, and dispute history.
- Sample contracts, incoterms, documentary requirements, and logistics chain description.
- AR aging, inventory reports, storage locations, and insurance approach.
- Target facility size, currencies, LC needs, and desired tenor.
When It Does Not Fit
- Unverifiable flows or missing documentation and acceptance evidence.
- Unclear title, weak custody, or unwillingness to accept cash controls and reporting discipline.
- High dispute rates, unstable counterparties, or corridors that fail risk policy.
- Requests framed as guaranteed approvals or non-standard promises.
FAQ
Do you guarantee funding?
No. We provide structuring and fundraising support on a best-efforts basis. Approvals depend on third-party underwriting, KYC and AML, sanctions screening, diligence, and legal documentation.
How fast can this move?
Speed depends on document readiness and counterparty quality. Well-prepared clients can move from readiness screen to indicative terms quickly. Delays typically come from missing documents, unclear custody or title, and weak reporting capability.
Do you work with commodity and non-commodity trade?
Yes, provided the flows are repeatable and can be governed through documents, controls, and reliable settlement mechanics.
Can you structure facilities that include letters of credit?
Yes. LC and SBLC sublimits are common when documentary requirements and reimbursement terms match the trade reality and discrepancy risk is controlled.
If you want a facility that can be underwritten consistently and scaled without constant exceptions, submit the intake to receive a scoped proposal.
Start Client IntakeDisclosure. This content is for informational purposes and does not constitute legal, tax, accounting, or financial advice. FG Capital Advisors is not a bank or lender. Any support is provided on a best-efforts basis and remains subject to third-party approvals, diligence, and documentation.
