Notice. FG Capital Advisors is a trade and capital advisory firm focused on commodities, structured trade finance, and private credit. The firm provides financial modelling, structuring support, and sponsor side advice around borrowing base facilities, inventory and receivables finance, LC and SBLC backed structures, and related risk mitigation. FG Capital Advisors is not a bank, lender, credit insurer, broker dealer, or retail investment adviser and does not issue loans, guarantees, or insurance products. Any facility, guarantee, derivative, or investment is provided by regulated counterparties under their own licences and documentation. All potential transactions are subject to KYC and AML checks, sanctions screening, credit and investment committee decisions, independent legal and tax advice on the client side, and formal agreements with those regulated entities.
Trade Finance Structuring & Borrowing Base Design
Working capital for trade and commodities is constrained by counterparty risk, collateral quality, and how well the facility is structured. Many deals fail not because there is no appetite, but because the collateral package, borrowing base, covenants, or cash controls are not presented in a way that credit teams can sign off.
FG Capital Advisors structures trade finance facilities and borrowing base lines that credit committees can analyse, with clear collateral logic, control mechanics, and lender economics. Mandates range from targeted restructuring of existing lines to full facility design and lender ready documentation for new transactions.
Request Trade Structuring EngagementWhat Trade Finance Structuring Covers
Trade finance structuring work is anchored in how banks, funds, and specialist lenders underwrite risk against real assets, receivables, and counterparties. The focus is on turning commercial flows into facilities that sit within clear advance rates, covenants, and security packages.
- Structuring of borrowing base facilities secured on inventory, receivables, and contracted flows, including eligibility criteria, advance rate matrices, concentration limits, reserves, and control mechanisms.
- Design of LC, SBLC, and bank guarantee backed structures for imports, exports, and performance risk, including reimbursement terms, collateralisation levels, and related risk mitigation.
- Pre export and prepayment facilities for commodity producers and traders, including assignment of offtake contracts, overcollateralisation levels, and waterfall logic for repayments.
- Inventory and warehouse finance structures using collateral management agreements, tripartite arrangements, and monitoring frameworks suitable for lenders in different jurisdictions.
- Integration of hedging, FX management, and price risk mitigants into facility terms where commodity and currency exposure is material to credit outcomes.
The objective is to move from a general request for trade finance to a specific, credit coherent facility design that lenders can price and approve.
Who This Service Is For
Trade finance structuring engagements support sponsors who already have real flows and collateral, but need a facility that can clear credit committees without months of trial and error.
- Commodity traders and distributors seeking committed borrowing base lines, LC backed payables finance, or inventory finance that scales with volumes and collateral.
- Importers and exporters with bank relationships in place, but limited structuring support to move from small transactional lines to scalable working capital facilities.
- Project sponsors and corporates with trade linked cash flows that need to be converted into pre export, prepayment, or receivables purchase structures.
- Regional banks, non bank lenders, and funds that want external support on structuring complex deals in markets, commodities, or legal environments where they have limited in house resources.
- Existing borrowers facing covenant pressure or facility fatigue who need to re set structures, collateral pools, and documentation before approaching new lenders.
In each case, the work is grounded in actual flows, real collateral, and identifiable counterparties, not theoretical structures.
Key Deliverables In A Structuring Mandate
Deliverables are built so they can sit directly in internal files, lender data rooms, and committee packs. Outputs are written in credit language, not marketing language.
- Facility concept note summarising trade flows, counterparties, collateral pools, and the proposed facility type, with clear rationales for structure selection.
- Detailed borrowing base and collateral memo that sets out eligibility criteria, advance rates, reserves, triggers, and monitoring, including example calculations on actual data where provided.
- Term sheet and covenant grid covering limits, pricing bands, events of default, financial and operational covenants, security package, and information undertakings.
- Cash flow model and deal economics for lender and sponsor, including stress cases on volumes, margins, and delays, so credit teams can see resilience of the structure.
- Lender pack that brings together commercial description, risk analysis, collateral logic, and proposed documentation path in a format that can be circulated internally.
- Support to sponsor teams in lender discussions and Q&A, where permitted by regulation, to keep narrative and structure consistent across counterparties.
The aim is to reduce time spent explaining the basics and move credit teams quickly to debating price, size, and conditions.
Engagement Process
Structuring work is compact and direct. Engagements are scoped tightly around the facility type and timelines the sponsor is targeting.
- Initial review of trade flows, existing facilities, counterparties, and any current mandates or offers, followed by a short call to confirm objectives and constraints.
- Information request list covering financials, trade data, collateral details, contracts, and any legal opinions or security documents already in place.
- Structuring phase in which facility design, collateral logic, covenant set, and headline economics are developed, with interim touchpoints where decisions are needed from the sponsor.
- Delivery of written materials and models, along with a short summary note that can be used with boards and senior management.
- Optional assistance during lender approaches, data room preparation, and responses to credit questions, within the limits of regulatory and engagement constraints.
Timelines depend on the quality and completeness of client data, but engagements are designed to move quickly enough to be useful in live transactions.
Pricing & Engagement Options
Fees are quoted case by case within a clear price range and are payable by bank transfer. Charges relate to advisory and structuring work only and do not include legal counsel, collateral managers, auditors, or any other third party costs.
- Single Facility Diagnostic & Options Memo — for sponsors who need a professional view on what is realistically financeable and how to position it. Typical fee range USD 18,000 to 30,000 depending on complexity and data quality.
- Full Structuring & Lender Pack (One Borrower, One Core Facility) — includes facility design, borrowing base memo, term sheet, model, and lender ready pack. Typical fee range USD 35,000 to 75,000.
- Multi Facility / Multi Country Framework — for groups needing a repeatable framework across several jurisdictions or business units. Typical fee range USD 80,000 to 150,000+.
As a rule, a minimum of fifty percent of the agreed fee is payable on signing the engagement letter, with the balance due on delivery of the main structuring outputs. Any success based or participation arrangements, where permitted, are negotiated separately and are not a substitute for advisory fees.
An exact quote is provided once scope, facility size, jurisdictions, and timelines are understood. Quotes are fixed for a defined scope so sponsors know their advisory spend upfront.
Sponsors and traders with real flows and collateral should not lose months cycling through poorly structured proposals. A short summary of your trade flows, counterparties, and current facilities is enough for FG Capital Advisors to indicate whether a structuring mandate would be useful and where it would focus.
Share a concise overview of your position, and request a written quote within the pricing ranges outlined above.
Submit Trade Structuring EnquiryDisclosure. FG Capital Advisors provides financial modelling, analytical, and advisory services. The firm does not originate, offer, or sell securities, loans, deposits, guarantees, or insurance products and does not accept client money. Any trade finance facility, guarantee, derivative, or investment product referenced on this page is carried out by regulated entities under their own licences, terms, and documentation. Trade finance structuring advice informs decisions that involve credit, performance, operational, legal, policy, and market risk. Nothing on this page is a recommendation or a solicitation to enter into any transaction or to buy or sell any financial product. Any engagement with FG Capital Advisors is subject to internal approval, conflict checks, KYC and AML checks and sanctions screening where required, and the terms of a formal engagement letter.
