Professional Services. Page prepared September 2025. FG Capital Advisors acts as arranger and advisor via regulated partners.
Trade Finance for SMEs: Letters of Credit, PO Financing & Loans
We help small and mid-sized companies move goods and get paid without choking cash flow. We arrange Letters of Credit and confirmations, Purchase Order financing, receivables loans, and inventory-backed lines that match your trade cycle. Structures are clean, collateral is clear, and funding lines come from lenders that actually close.
Who It Suits
Importers, exporters, distributors, and light manufacturers with real orders, repeat counterparties, and audited or review-level accounts.
What You Get
Confirmed LCs or SBLC-backed terms, PO financing for supplier deposits and production, invoice finance on shipment or delivery, and revolving inventory lines.
Core Terms
Typical facility size USD 1–30 million. Tenor 30–270 days. Pricing at prime plus 1%–5% based on collateral quality, counterparty credit, and route risk.
Eligibility
Executed POs or sales contracts, supplier quotes, basic financials, and KYC for all counterparties. Clean shipping and tax history.
Risk Controls
Collateral over goods, receivables assignments, LC confirmations, escrow where needed, and inspection or collateral management on sensitive cargos.
Offer Snapshot
Scope
- Letters of Credit issuance and confirmation coordination with banks.
- PO financing for deposits and production under monitored milestones.
- Invoice finance at shipment or delivery against verifiable docs.
- Inventory lines secured by warehouse warrants or field audits.
Timeline
- T+1 to T+2 weeks: Intake, KYC, and facility structuring with target lenders.
- T+3 to T+4 weeks: Term sheet, collateral review, and documentation.
- T+4 to T+6 weeks: First drawdown or LC issuance after conditions are met.
What We Need To Start
Documents
- Customer POs or sales contracts with delivery terms.
- Supplier quotations or pro formas with production timelines.
- Invoices, packing lists, and draft logistics plan.
- Corporate KYC, ownership chart, and last two years of financials.
Deal Inputs
- Requested facility size and tenor by product.
- Collateral available and preferred security structure.
- Settlement method and expected cash receipt dates.
Key Questions
How do fees work
Flat retainer for structuring and lender onboarding. Success fee on funded or issued amounts, payable at first draw or LC issuance.
Who provides funding
Banks and private trade lenders with proven programs for SME facilities. We match you to lenders that fit your ticket size and collateral profile.
What slows approval
Incomplete financials, unclear shipment documents, weak counterparty credit, or missing security filings. We address these early.
What we do not do
We do not guarantee loans or issue LCs ourselves. We arrange with lenders and coordinate documentation to close on bankable terms.
Start Your SME Trade Finance Facility
Send your PO or contract package. We will confirm scope, a fixed structuring fee, and a funding path that fits your trade cycle.
Start NowDisclaimer. FG Capital Advisors provides advisory and arrangement services. Facility terms are set by lending parties after diligence and credit approval.
