Professional Services. Page prepared September 2025. FG Capital Advisors acts as arranger and advisor via regulated partners.
Short-Term Bridge Loans for Trade
We arrange quick bridge loans that cover the time gap between paying suppliers and receiving buyer payments. Ideal for commodity shipments, seasonal import programs, or export deals waiting on LC settlement. Loans are secured by receivables, warehouse warrants, or goods in transit, with flexible draw and repayment schedules matched to trade cycles.
Who It Suits
Importers, exporters, and commodity traders with confirmed purchase and sale contracts who need short-term liquidity to move cargo or settle suppliers.
What You Get
Structured loan term sheet, drawdown schedule, collateral registry filings where required, and coordination with your bank or trade finance provider for smooth disbursement.
Core Terms
Typical tenor 30–180 days. Amounts from USD 1 million to 50 million. Pricing at prime plus 1%–4% depending on collateral, route, and counterparty risk.
Eligibility
Signed purchase and sale contracts, clean KYC on all parties, and verifiable shipment or receivable documentation.
Risk Controls
Funds disbursed against bills of lading, inspection certificates, or escrow conditions. Clear make-good provisions if cargo is delayed or rejected.
Offer Snapshot
Scope
- Gap financing for import/export shipments or receivable-backed trades.
- Structured repayment aligned with LC, CAD, or open account settlements.
- Collateral options: warehouse warrants, confirmed receivables, or cargo pledges.
- Support for cross-border shipments and multi-currency flows.
Timeline
- T+1 to T+2 weeks: Intake, KYC, and credit structuring.
- T+3 to T+4 weeks: Final term sheet, documentation, and lender approval.
- T+4 to T+5 weeks: Funding and first drawdown, subject to collateral confirmation.
What We Need To Start
Documents
- Executed purchase and sale contracts with shipment schedules.
- Invoices, packing lists, and bills of lading (if available).
- Corporate KYC and signatory proofs for borrower and counterparties.
Deal Inputs
- Requested loan size and tenor.
- Collateral details and inspection status.
- Expected repayment source and date of cash inflow.
Key Questions
How do fees work
Engagement retainer for structuring and lender introduction. Success fee on funded amount, payable at drawdown.
Who provides the loan
Specialized trade-finance lenders and banks with proven capacity for short-term commodity and receivable deals.
What can delay funding
Incomplete shipping or collateral documentation, unresolved compliance flags, or late counterparty signatures.
What we do not do
We do not act as lender of record. We arrange and advise. Pricing and disbursement are set by the lending parties.
Start Your Bridge Loan Process
Send your trade contracts and shipment details. We will confirm scope, a fixed structuring fee, and a funding timeline.
Start NowDisclaimer. FG Capital Advisors provides advisory and arrangement services. Loan terms are set by contracting lenders after due diligence and credit approval.