Notice. This page is informational and general in nature. All trade finance remains subject to counterparty acceptability, KYC and AML, sanctions screening, collateral and document verification, definitive documentation, and third-party approvals. FG Capital Advisors acts as an arranger and advisor and is not a bank or lender. We do not accept client money. No approval, pricing, or timeline is guaranteed.
Trade Finance Advisory
Trade finance is won on control points. Clean documents, controlled cash, and a facility structure that matches how lenders actually underwrite risk.
FG Capital Advisors structures and arranges trade finance with suitable third-party capital providers. We build the lender-ready package, define the funds flow, and run a managed term sheet process through to closing. For broader context on our coverage, see Structured Trade Finance Advisory Services and Trade Finance Consulting.
Request a ProposalWho This Is For
We work with importers, exporters, distributors, commodity traders, and project-linked trading flows where working capital is constrained by supplier terms, buyer payment cycles, or bank appetite.
- Import and distribution. Inventory build, supplier settlement, and buyer collections under a controlled structure.
- Export and offtake-linked trade. Facilities that track shipment schedules and payment triggers.
- Commodity flows. Structures designed around title, inspection, logistics, and proceeds control.
- Time-sensitive execution. When shipment windows and commercial deadlines require a disciplined process.
If your needs are SME-focused and you want a practical view across letters of credit, purchase order financing, and trade loans, see Trade Finance for SMEs.
Common Solutions We Arrange
| Solution | Primary Use | Typical Repayment Source |
|---|---|---|
| Trade receivables financing | Unlock cash tied up in invoices to creditworthy buyers | Controlled buyer collections, net of reserves and dilution |
| Inventory and borrowing base facilities | Fund stock and working capital tied to a defined collateral pool | Sales proceeds routed through an agreed cash waterfall |
| Purchase order and supplier payment financing | Pay suppliers ahead of shipment against firm customer orders | Collections from the buyer after delivery and acceptance |
| Trade credit financing | Working capital against trade flows and buyer terms | Trade cycle cash flows plus defined controls and reporting |
| Bridge structures | Cover timing gaps across shipment, documents, or settlement | Defined takeout, short tenor, and enhanced monitoring |
Related internal pages: Trade Credit Financing and Trade Finance Bridge Loans. If supplier deposits or performance instruments are part of the transaction, see SBLC and APG Prepayments for Suppliers.
What Makes a Trade Finance File Bankable
Providers do not underwrite stories. They underwrite repayment mechanics, enforceability, and visibility. The strongest outcomes come from a clean control stack and documents that remove discretion.
| Factor | What Providers Want to See | How We Address It |
|---|---|---|
| Counterparty strength | Creditworthy buyers and credible suppliers, with stable performance history | Counterparty profile, contract review, and payment behavior mapping |
| Acceptance mechanics | Objective delivery evidence and clear dispute rules | Document map tied to acceptance triggers and payment terms |
| Traceable funds flow | Direct pay, staged disbursement, and controlled collections | Funds-flow diagram and control points defined in the facility terms |
| Collateral visibility | Auditable inventory and receivables, with monitoring | Borrowing base logic, eligibility, reserves, and reporting cadence |
| Economics | Margins that can absorb fees and timing variance | Transaction economics analysis and stress cases where needed |
Controls Commonly Required
- Assignment of proceeds. Buyer payments routed through an agreed collections path.
- Cash control. Controlled accounts and repayment waterfall that pays the facility first.
- Document discipline. Audit-ready evidence for shipment, delivery, inspection, and acceptance.
- Direct pay and staged disbursement. Funds released against defined milestones and documents.
- Collateral oversight. Where the risk profile requires it, third-party monitoring and control frameworks.
For a control framework used in structured facilities, see Collateral Management Agreements in Trade Finance.
How the Engagement Runs
We run a disciplined sequence designed for credit committees and trade underwriters. Each step produces materials that are usable in lender files, not slideware.
| Step | Workstream | Result |
|---|---|---|
| 1) Diagnostic and structure selection | Map the trade flow, contracts, counterparties, jurisdictions, and bottlenecks | Recommended facility structure and control stack |
| 2) Lender-ready package | Build the credit file and documentary checklist with clear evidence standards | Decision-ready underwriting pack and data room structure |
| 3) Term sheet process | Target suitable providers and manage Q&A and submissions | Comparable term sheets or written declines with rationale |
| 4) Closing coordination | Coordinate workstreams across legal, controls, and operational setup | Executable facility with defined monitoring and reporting |
For an overview of our investment banking approach around trade and commodity finance, see Trade and Commodity Finance Investment Banking.
What We Need From You
A fast, clean process starts with clear inputs. Provide what you have, and we will specify what is missing and why it matters.
- Trade flow summary. Products, routes, Incoterms, shipment frequency, and cycle time.
- Counterparties. Buyer and supplier names, jurisdictions, and contract terms.
- Documents. Purchase orders, sales contracts, supplier quotes, invoices, and logistics evidence.
- Financials. Recent financial statements and facility history where applicable.
- Operational reality. Inspection, warehousing, title transfer, and collections process.
FAQ
Do you provide the funding?
No. FG Capital Advisors acts as an arranger and advisor. Funding decisions are made by third-party capital providers under their own underwriting and approvals.
Can you support letters of credit and documentary trade?
Yes. We support structuring and documentary discipline so the transaction package aligns with how counterparties review risk. Execution remains subject to regulated counterparties and definitive documentation.
What is the fastest way to improve approval odds?
Improve control and evidence. Clear acceptance mechanics, controlled collections, and auditable documents reduce credit friction and shorten decision cycles.
Do you guarantee approval, pricing, or timelines?
No. Work is best-efforts and remains subject to diligence, compliance screening, definitive documentation, and third-party approvals.
Request a proposal for trade finance advisory. If you already have a term sheet, a borrowing base template, or a bank request list, include it in your submission. We will respond with a structured workplan and the exact intake items needed to move to underwriting.
Request a ProposalDisclosure. This content is for informational purposes and does not constitute legal, tax, accounting, or financial advice. FG Capital Advisors is not a bank or lender and does not accept client money. Any support is provided on a best-efforts basis and remains subject to third-party approvals, diligence, compliance checks, and definitive documentation. No funding, pricing, or timeline is guaranteed.
