Important Disclosure. For corporates and professional counterparties. Not a public offer. This page is informational and does not constitute legal, tax, or financial advice. Any mandate is subject to underwriting, KYC and AML, sanctions screening, conflicts checks, definitive documentation, lender credit approval, and operational acceptability.
Structured Trade Finance Mandates
Trade finance outcomes are determined by file quality and execution discipline. This mandate is a structured, lender-facing workflow to convert real trade flows into a financeable package, run decisioning with qualified lenders, and support closing through definitive terms.
The work focuses on underwriting logic, collateral and controls, documentation completeness, and operational feasibility. Where available, you receive written outcomes in the form of indicative terms, term sheets, or written declines with rationale.
Related resources: Trade Finance Structuring and Fundraising and Gap Funding for Physical Commodity Trades.
Use Cases
- Receivables finance against confirmed invoices with eligibility and dilution controls.
- Borrowing base facilities against receivables and inventory, with concentration limits and reporting.
- Import and export working capital tied to contracts, shipping evidence, and controlled collections flows.
- LC and SBLC-related structures where wording, presentation mechanics, and reimbursement are executable.
What Is Included
- Lender-grade underwriting memo and submission pack.
- Structure design: collateral, controls, covenants, and reporting cadence.
- Targeted lender and co-investor matching through our proprietary network.
- Managed decisioning: submission sequencing, Q&A routing, and term sheet comparison support.
What Lenders Underwrite
- Clear source of repayment supported by contract and performance evidence.
- Counterparty risk addressed with controls, verification, and enforceable remedies.
- Operationally workable mechanics for invoicing, confirmations, collections, and monitoring.
- Clean KYC and UBO transparency, plus sanctions comfort on all relevant parties.
Where Transactions Break
- Incomplete trade evidence or inconsistent documentation between contract, invoices, and shipping.
- Weak collateral story or controls that cannot be implemented in practice.
- Unresolved KYC chains, opaque UBO structures, or restricted jurisdictions/counterparties.
- Misaligned timelines and expectations on conditions precedent and onboarding requirements.
Mandate Deliverables
Underwriting Memo Written For Credit Committees
A structured credit memo covering transaction mechanics, counterparties, risks and mitigants, collateral and controls, sources and uses, repayment logic, covenant targets, and reporting.
Data Room Checklist and File Standard
A lender-aligned checklist and packaging standard to reduce preventable follow-ups and accelerate decisioning. Where gaps exist, we define what evidence is required to reach underwriting readiness.
Collateral and Controls Blueprint
Eligibility rules, reserves, concentration limits, collections flow, confirmations and verification steps, reporting cadence, and operational mechanics aligned to lender requirements.
Lender Fit Matrix and Outreach Sequencing
A fit-based approach to lender selection based on collateral, jurisdictions, size, tenor, and operating preferences. Submissions are sequenced to protect credibility and maximize decision quality.
Managed Submissions and Q&A Control
We coordinate submissions, route lender questions, and manage clarifications to maintain consistency in the file, while keeping the timeline and requirements explicit.
Term Sheet Review and Closing Readiness
Term sheet comparison support and a closing checklist aligned to conditions precedent, onboarding, and operational setup. Closing execution remains subject to lender approvals and definitive documents.
Fees and Scope Calibration
Mandates are priced between USD 35,000 and USD 200,000 upfront, depending on scope and execution load. Fees reflect underwriting and structuring complexity, the number of moving parts, and the level of closing coordination required.
Key Fee Drivers
- Facility versus single-trade scope, requested size, tenor, and draw mechanics.
- Number of counterparties, jurisdictions, currencies, and the complexity of KYC and UBO chains.
- Collateral profile: receivables, inventory, mixed collateral, or limited collateral support.
- Control requirements: confirmations, independent verification, custody, inspections, and reporting intensity.
- Documentation condition: clean paper versus re-papering, evidence rebuilding, or operational redesign.
- Risk mitigants: insurance, guarantees, LC or SBLC mechanics, and presentation or reimbursement considerations.
- Urgency and responsiveness of client and counterparties once the mandate begins.
How Fees Are Quoted
We quote scope and fees after intake, document review, and a bankability screen. If the file is not underwritable as presented, we will specify what must change for the mandate to be actionable.
If your requirement is LC or SBLC-focused, see Standby Letter of Credit Services.
| Indicative Fee Band | Common Fit | Execution Load |
|---|---|---|
| USD 35K to 60K | Routine transactions with complete documentation and standard control mechanics. | Packaging, structure definition, targeted decisioning, and term sheet support. |
| USD 60K to 120K | Multi-counterparty trades, mixed collateral, multi-jurisdiction execution, or tighter monitoring requirements. | Expanded structuring and controls, added verification layers, broader matching, and extended decisioning cycles. |
| USD 120K to 200K | Facility build, complex collateral and controls, layered risk mitigation, or intensive closing coordination. | Facility architecture, deeper coordination with counsel and approved partners, and enhanced closing management. |
All work is best-efforts and subject to underwriting and approvals. We do not promise funding outcomes or pricing in advance of diligence.
5-Step Workflow and Routine Timeline
Step 1: Intake and Bankability Screen
Review the contract set, counterparties, trade flow evidence, and collateral assumptions. Confirm an executable structure and identify rejection risks early.
Step 2: Underwriting File Build
Build the lender-ready memo and submission pack. Align documentation and evidence to lender expectations for the relevant structure.
Step 3: Structure, Controls, and Reporting Design
Define eligibility logic, reserves, collections flows, verification steps, monitoring cadence, covenant targets, and operational procedures required for execution.
Step 4: Lender and Co-Investor Decisioning
Targeted submissions through our proprietary lender and co-investor network. Manage questions, clarifications, and follow-ups to reach written outcomes.
Step 5: Term Sheet to Closing Support
Support term sheet comparison, negotiation points, conditions precedent, onboarding steps, and closing readiness through definitive documentation.
Routine Timeline Until Closing
For routine transactions with complete documents and responsive counterparties, a common range is 4 to 8 weeks from onboarding to closing readiness. Timing depends on KYC chains, legal work, lender operations, and third-party verification requirements.
| Stage | What Happens | Routine Target |
|---|---|---|
| Onboarding | Intake, document checklist, initial screen, and structure hypothesis confirmed. | Days 1 to 3 |
| Packaging | Underwriting memo and submission pack drafted, controls and reporting defined, and file standardized. | Days 4 to 10 |
| Decisioning | Targeted submissions, lender questions, clarifications, and written outcomes where available. | Weeks 2 to 5 |
| Term Sheet | Term sheet review, negotiation support, and closing checklist alignment. | Weeks 3 to 6 |
| Closing | Legal documentation, onboarding, conditions precedent, and operational setup for first execution. | Weeks 4 to 8 |
Consultant Coverage and Capabilities
You receive access to senior consultants with practical experience across bank and non-bank trade finance, credit underwriting, collateralized lending structures, and trade operations. The mandate is delivered through a document-led process built to meet lender underwriting standards and operational requirements.
Underwriting and Risk Structuring
Credit positioning, covenant logic, borrowing base mechanics, eligibility and dilution controls, concentration limits, and monitoring design aligned to lender expectations.
Trade Operations and Documentary Standards
Practical alignment of documentation and processes to UCP 600, ISP98, URDG 758, and Incoterms. The objective is operational acceptability, not theoretical compliance.
Closing Coordination
Coordination of closing requirements with counsel and approved partners, including onboarding, conditions precedent, and control implementation planning. Execution remains subject to lender credit approval and definitive documents.
File Discipline and Client Readiness
We set clear document requirements and evidence standards at onboarding. Where gaps exist, we specify the shortest path to underwriting readiness.
Proprietary Lender and Co-Investor Network
Decisioning is run through a curated network of trade finance lenders and co-investors, including banks, non-bank lenders, trade finance funds, and specialty credit. Where appropriate, we can support risk-sharing alignment through co-investment capital, subject to suitability, approvals, and transaction constraints.
Network Use
- Fit-based lender selection based on structure, jurisdictions, collateral, and operational preferences.
- Controlled submissions with standardized files to protect credibility and avoid preventable declines.
- Structured follow-up and Q&A routing to shorten cycles and improve decision quality.
- Co-investor alignment when a structure benefits from layered capital or risk sharing.
Boundary Conditions
- We do not issue bank instruments or provide loans directly.
- We do not represent approvals as guaranteed.
- All outcomes depend on underwriting, documentation, and lender approvals.
FAQ
Do you provide the funding?
No. We structure and manage decisioning. Funding is provided by lenders subject to underwriting, documentation, and approvals.
Do you guarantee term sheets or closing?
No. All work is best-efforts. Outcomes depend on lender responses, credit approvals, definitive documents, and client readiness.
What do you need to start?
Contract set, trade flow summary, counterparties, KYC and UBO pack, financials or management accounts, and collateral and controls assumptions.
Which transactions move fastest?
Transactions with complete documentation, clean UBO disclosure, responsive counterparties, and a control story that can be implemented in operations.
Why is the fee paid upfront?
The mandate covers underwriting, structuring, file build, and managed decisioning. The fee supports the execution workload required to reach lender-ready submission and term outcomes.
Can you work cross-border?
Yes, subject to sanctions screening, KYC and AML acceptance, jurisdiction appetite, and operational feasibility for controls and verification.
Submit Your Deal for Scope and Fee Quote
Submit your trade summary, contract set, desired amount and tenor, counterparties, and KYC pack. We will revert with an execution plan, document checklist, and an indicative mandate scope and fee quote.
Submit Your DealDisclaimer. FG Capital Advisors provides services that may include advisory support, structuring, documentation coordination, and execution management through approved partners. We are not a bank and do not issue letters of credit, standby letters of credit, or guarantees. All work is best-efforts and subject to underwriting, KYC and AML, sanctions screening, definitive documentation, collateral onboarding, and lender credit approval.
