[ISSUING BANK LETTERHEAD]
DATE: [DD MONTH YYYY]
BANK REFERENCE: [REFERENCE NUMBER]
TO:
[BENEFICIARY / COUNTERPARTY NAME]
[BENEFICIARY ADDRESS]
RE: BANK COMFORT LETTER / FINANCIAL CAPABILITY CONFIRMATION
Dear Sir / Madam,
At the request and with the authorization of our customer:
[ACCOUNT HOLDER / APPLICANT LEGAL NAME]
[REGISTERED ADDRESS]
[CUSTOMER REFERENCE, WHERE PERMITTED]
we hereby confirm that the above-named customer maintains a banking
relationship with [ISSUING BANK NAME].
Based upon information available to us as of the date of this letter,
our customer has demonstrated financial capacity and/or access to
approved banking facilities sufficient to support the following proposed
commercial transaction up to an amount of:
USD [FACE VALUE]
UNITED STATES DOLLARS:
[AMOUNT IN WORDS]
UNDERLYING TRANSACTION:
[DESCRIPTION]
BENEFICIARY / COUNTERPARTY:
[BENEFICIARY NAME]
TRANSACTION REFERENCE:
[REFERENCE]
This letter is provided solely for information and financial capability
verification purposes in connection with the above-referenced commercial
transaction.
This Bank Comfort Letter does not constitute a payment instruction,
guarantee, standby letter of credit, documentary credit, blocked-funds
undertaking, escrow undertaking, loan commitment or unconditional
obligation by [ISSUING BANK NAME] to transfer funds.
No payment or transfer is effected by this letter.
Any subsequent transfer, financing, guarantee, documentary credit,
standby letter of credit or other banking transaction will remain subject
to separate instructions, satisfactory transaction documentation,
applicable law, KYC/AML procedures, sanctions screening, internal bank
approval and the policies of [ISSUING BANK NAME].
This communication is valid until [EXPIRY DATE], unless earlier
withdrawn, replaced or superseded by the issuing bank.
Authorized bank-to-bank verification may be requested using the
reference quoted above and subject to the bank's verification procedures.
Yours faithfully,
FOR AND ON BEHALF OF
[ISSUING BANK NAME]
________________________________
AUTHORIZED OFFICER
NAME:
TITLE:
OFFICER ID:
CONTACT:
________________________________
AUTHORIZED OFFICER
NAME:
TITLE:
OFFICER ID:
CONTACT:
BANK ADDRESS:
[ADDRESS]
SWIFT / BIC:
[SWIFT CODE]
REFERENCE:
[REFERENCE NUMBER]

SWIFT MESSAGE TYPE: MT199
SENDER:
[ISSUING / SENDING BANK NAME]
[SWIFT / BIC]
RECEIVER:
[RECEIVING BANK NAME]
[SWIFT / BIC]
:20:
[TRANSACTION REFERENCE]
:21:
[RELATED REFERENCE]
:79:
ATTENTION:
[RECEIVING BANK / DEPARTMENT]
WE, [ISSUING BANK NAME], [CITY, COUNTRY], HEREBY CONFIRM AT THE
REQUEST AND WITH THE AUTHORIZATION OF OUR CUSTOMER:
[APPLICANT / ACCOUNT HOLDER LEGAL NAME]
[REGISTERED ADDRESS]
THAT AS OF [DATE], OUR CUSTOMER HAS DEMONSTRATED FINANCIAL
CAPACITY AND/OR ACCESS TO APPROVED BANKING FACILITIES
SUFFICIENT TO SUPPORT THE FOLLOWING PROPOSED COMMERCIAL
TRANSACTION:
TRANSACTION:
[DESCRIPTION]
BENEFICIARY / COUNTERPARTY:
[BENEFICIARY NAME]
AMOUNT:
USD [FACE VALUE]
UNITED STATES DOLLARS:
[AMOUNT IN WORDS]
TRANSACTION REFERENCE:
[REFERENCE]
THIS COMMUNICATION IS PROVIDED SOLELY FOR BANK-TO-BANK
INFORMATION AND FINANCIAL CAPABILITY VERIFICATION IN
CONNECTION WITH THE ABOVE-REFERENCED TRANSACTION.
THIS MT199 DOES NOT CONSTITUTE AN IRREVOCABLE PAYMENT
UNDERTAKING, DEMAND GUARANTEE, STANDBY LETTER OF CREDIT,
DOCUMENTARY LETTER OF CREDIT, BLOCKED-FUNDS UNDERTAKING,
LOAN COMMITMENT OR UNCONDITIONAL OBLIGATION TO TRANSFER FUNDS.
NO PAYMENT OR TRANSFER OF FUNDS IS EFFECTED BY THIS MESSAGE.
ANY SUBSEQUENT PAYMENT, FINANCING, TRANSFER, GUARANTEE,
DOCUMENTARY CREDIT OR OTHER BANKING ACTION SHALL REMAIN
SUBJECT TO SEPARATE AUTHORIZED INSTRUCTIONS, SATISFACTORY
DOCUMENTATION, APPLICABLE LAW, KYC/AML REQUIREMENTS,
SANCTIONS SCREENING, INTERNAL CREDIT APPROVAL AND THE
POLICIES OF [ISSUING BANK NAME].
THIS COMMUNICATION IS VALID FOR VERIFICATION PURPOSES UNTIL
[EXPIRY DATE], UNLESS EARLIER WITHDRAWN OR SUPERSEDED.
AUTHORIZED BANK-TO-BANK VERIFICATION MAY BE REQUESTED
QUOTING:
REFERENCE:
[REFERENCE NUMBER]
CUSTOMER:
[APPLICANT NAME]
AMOUNT:
USD [FACE VALUE]
REGARDS,
[ISSUING BANK NAME]
[DEPARTMENT]
[AUTHORIZED OFFICER / OPERATIONS UNIT]
[SWIFT / BIC]
[REFERENCE]

SWIFT MESSAGE TYPE: MT799
PURPOSE:
PROOF OF FUNDS / FINANCIAL CAPABILITY CONFIRMATION
SENDER:
[ISSUING / SENDING BANK NAME]
[SWIFT / BIC]
RECEIVER:
[RECEIVING / BENEFICIARY BANK NAME]
[SWIFT / BIC]
:20:
[TRANSACTION REFERENCE]
:21:
[RELATED REFERENCE]
:79:
ATTENTION:
[RECEIVING BANK / BENEFICIARY BANK DEPARTMENT]
WE, [ISSUING BANK NAME], LOCATED AT [BANK ADDRESS], HEREBY
CONFIRM AT THE REQUEST AND WITH THE AUTHORIZATION OF OUR
CUSTOMER:
[APPLICANT / ACCOUNT HOLDER LEGAL NAME]
[REGISTERED ADDRESS]
THAT OUR CUSTOMER HAS DEMONSTRATED FINANCIAL CAPACITY
AND/OR ACCESS TO APPROVED BANKING FACILITIES SUFFICIENT TO
SUPPORT A PROPOSED COMMERCIAL TRANSACTION UP TO AN AMOUNT OF:
USD [FACE VALUE]
UNITED STATES DOLLARS:
[AMOUNT IN WORDS]
UNDERLYING TRANSACTION:
[DESCRIPTION]
BENEFICIARY / COUNTERPARTY:
[BENEFICIARY LEGAL NAME]
TRANSACTION REFERENCE:
[REFERENCE NUMBER]
SUBJECT TO THE BANK'S INTERNAL POLICIES AND APPLICABLE
COMPLIANCE REQUIREMENTS, THE CUSTOMER'S FINANCIAL CAPACITY
HAS BEEN REVIEWED FOR PURPOSES OF THE ABOVE-REFERENCED
TRANSACTION.
THIS MT799 IS TRANSMITTED FOR INFORMATION, BANK-TO-BANK
VERIFICATION AND TRANSACTION COORDINATION PURPOSES.
THIS MESSAGE DOES NOT BY ITSELF CONSTITUTE A PAYMENT
INSTRUCTION, PAYMENT GUARANTEE, STANDBY LETTER OF CREDIT,
DOCUMENTARY LETTER OF CREDIT, DEMAND GUARANTEE,
BLOCKED-FUNDS CONFIRMATION, ESCROW UNDERTAKING OR
UNCONDITIONAL COMMITMENT BY [ISSUING BANK NAME] TO PAY OR
TRANSFER THE ABOVE AMOUNT.
NO PAYMENT IS EFFECTED BY THIS MESSAGE.
ANY SUBSEQUENT TRANSFER OF FUNDS, ISSUANCE OF A GUARANTEE,
LETTER OF CREDIT, STANDBY LETTER OF CREDIT OR OTHER BANKING
INSTRUMENT SHALL REQUIRE SEPARATE AUTHORIZATION AND SHALL
REMAIN SUBJECT TO RELEVANT TRANSACTION DOCUMENTATION,
BANK APPROVAL, KYC/AML PROCEDURES, SANCTIONS SCREENING,
APPLICABLE LAW AND BANK POLICY.
THIS COMMUNICATION IS VALID UNTIL [EXPIRY DATE] FOR THE
PURPOSE STATED ABOVE, UNLESS EARLIER WITHDRAWN OR
SUPERSEDED BY [ISSUING BANK NAME].
THE RECEIVING BANK MAY REQUEST AUTHORIZED BANK-TO-BANK
VERIFICATION BY QUOTING:
REFERENCE:
[REFERENCE NUMBER]
CUSTOMER:
[APPLICANT NAME]
AMOUNT:
USD [FACE VALUE]
FOR AND ON BEHALF OF:
[ISSUING BANK NAME]
[AUTHORIZED BANK DEPARTMENT / OFFICER]
SWIFT / BIC:
[SWIFT CODE]
BANK REFERENCE:
[REFERENCE NUMBER]
END OF MESSAGE