Important. Advisory services only. We are not a lender and do not take balance sheet risk. Any financing is subject to lender approvals, due diligence, KYC and AML, regulatory clearances, and definitive documentation. This page is informational and not a solicitation to purchase securities.
Private Credit Financing for Businesses Across Africa
What We Deliver
End-to-end financing support that converts a credible plan and clean data into firm, credit-approved terms. We build the structure, underwrite the case, run outreach, negotiate documents, and coordinate funds flow. The goal is simple. Close on sound terms that protect cash, currency, and control.
Core Outcomes
- Credit-approved proposals sized on cash generation and collateral
- Security, covenants, and hedging calibrated to the business
- Timetabled process from mandate to completion with accountable owners
Who We Advise
- Mid-market corporates and regional platforms
- Private equity portfolio companies and family businesses
- Importers, exporters, asset-heavy operators, and service providers
What We Finance
Working Capital and Growth
- Revolvers for inventory and receivables
- Supplier finance and payable extensions
- Capex for fleet, plant, and technology
Acquisitions and Recaps
- Buyouts and bolt-ons with clear cash pay
- Refinancing and maturity extensions
- Dividend recaps where metrics support it
Trade and Commodity Flows
- Pre-export, pre-payment, and borrowing bases
- Back-to-back LC programs and confirmations
- Warehouse and collateral management overlays
Receivables Programs
- True-sale and on-balance-sheet structures
- Off-take supported, insurance-wrapped pools
- Multi-obligor securitization with servicer controls
Products We Arrange
| Senior Secured Term Loan | LMA-style facilities sized on DSCR and asset cover, all-asset security, cash sweeps where required |
|---|---|
| Revolving Working Capital | ABL and receivables-backed lines with borrowing base tests, concentration and dilution controls |
| Unitranche | Single-line private credit where speed and certainty matter and intercreditor complexity is not desired |
| Mezzanine and HoldCo PIK | Flexible capital to bridge valuation while keeping operating liquidity intact |
| Receivables Securitization | True-sale or secured loans against insured or investment-grade obligors with SPV governance |
| Supply Chain Finance | Approved payables programs and distributor finance with clear performance data |
| DFI and ECA-Supported Debt | Longer tenor and political-risk resilience where eligibility and local content criteria are met |
| Hedging Lines | FX and rate risk management integrated with facility mechanics and cash control |
How We Execute
Underwriting and Structure
- Three-case model with liquidity, covenant, and collateral analytics
- Security package, accounts control, and intercreditor design
- Cash, FX, and interest risk plan set against real cash cycles
Market Outreach
- Shortlist of lenders with country, currency, and sector appetite
- Teaser, NDA, data room, Q&A, and site work coordination
- Term sheet negotiation to credit-approved commitments
Documentation and Close
- LMA facilities, security, intercreditor, and hedging documents
- Conditions precedent tracking and perfection steps
- Funds-flow, signing, and completion coordination
Post-Close Readiness
- Reporting calendar, covenant dashboards, and testing
- Working capital and trade programs integrated at go-live
- Handover to treasury and lender relations
Africa-Specific Considerations
- Currency convertibility, payment channels, and central bank registrations
- Security perfection under local law and realistic enforcement timelines
- Regulatory approvals, concession and licence terms, and long-stop dates that actually hold
- Political-risk insurance and DFI participation where it improves tenor and pricing
- ESG, sanctions, AML, UBO transparency, and integrity checks across counterparties
Eligibility and Required Materials
Eligibility
- Audited or review-level financials and clean corporate records
- Defined equity and governance with decision makers engaged
- Cash-generative sectors with customer and contract visibility
- Clear collateral and asset registers where secured debt is sought
Initial Materials
- Business plan, KPIs, and management commentary
- Historic financials, three-case forecasts, and capex schedule
- Top customers, supplier terms, and receivables ageing
- Licences, key contracts, and any existing facility documents
We provide a data room index, model template, and issues list on intake. If these are not in place, this service will not fit.
Disclosures
- We act as an advisor. We do not commit capital and do not guarantee outcomes.
- Lender outreach proceeds under NDAs and applicable marketing rules.
- Fees, reimbursable costs, and success arrangements are set out in the engagement letter.
- Execution may involve regulated partners in relevant jurisdictions.
- Timelines depend on regulatory approvals, third-party diligence, and document completion.
Start Client Intake
Share country, ticket size, use of proceeds, and timing. We will respond with a structured assessment and a lender process tailored to your business.
Open Client IntakeNotice. Information may change without notice. Nothing herein is an offer to sell or a solicitation to buy any security. Engagements are subject to conflicts checks, compliance review, and formal approval.
