Private Credit Financing for Businesses Across Africa
Commercial Debt for Growth, Trade, and Acquisition Needs
Africa's businesses are growing — but banks can't keep up. FG Capital Advisors structures private credit facilities across the African continent, funding companies where traditional lenders stall. We move faster, underwrite smarter, and finance real commercial traction.
The World Bank estimates Africa's SME credit gap at over $330 billion. Traditional lenders focus on large corporate or government-linked deals. Meanwhile, entrepreneurs, exporters, and private sponsors driving real economic growth are left underfinanced. We fill that gap — funding trade, growth capital, acquisitions, and working capital needs from $2M–$50M+.
Growth Capital Loans
Senior and mezzanine debt structures for African businesses expanding regionally or entering new markets. No equity dilution required.
Trade Finance Facilities
Working capital lines and receivables-backed lending for importers, exporters, and commodity traders across Africa.
Acquisition Financing
Structured credit solutions for business buyouts, management buy-ins, and asset acquisitions across key African markets.
Collateral Flexibility
We evaluate contracts, land positions, inventory, and receivables — not just heavy fixed assets. Tailored security packages for real-world deals.
Focus Markets
Nigeria, Ghana, Côte d'Ivoire, Senegal, Kenya, Tanzania, Rwanda, Uganda, Morocco, South Africa, Zambia, and emerging corridors.
Led by Experienced Operators
Managed by professionals with on-ground African credit, trade, and project finance experience — not remote desk underwriters.
We target businesses with real revenue traction, secured offtake or sales contracts, and growth strategies that need capital — not just ideas. Our network includes family offices, private credit funds, and special situation lenders ready to deploy into Africa with clear underwriting standards.
Origination Fee
$100,000 Flat Fee
Paid at engagement to package transaction, structure debt, and match with qualified lenders and funds.
Lender Terms
Negotiated Case-by-Case
Typical rates between 12%–18% p.a. depending on jurisdiction, sector, structure, and security offered.
Minimum Deal Size
$2M–$50M+
We focus on mid-size and growth deals that traditional banks and DFIs underserve but private lenders actively finance.
FAQ
Do you provide the credit directly?
No. FG Capital Advisors acts as arranger. Capital is provided by private lenders and funds we introduce.
How fast can funding happen?
Typically 6–12 weeks from initial submission to funding depending on borrower readiness and deal complexity.
What type of businesses qualify?
Companies with commercial operations, clear revenue paths, and some form of collateral or contract security.
FG Capital Advisors acts as a capital arranger and does not lend directly. We are not a licensed financial institution. All capital introductions are preliminary, non-binding, and subject to third-party lender diligence and approvals. Engagement does not guarantee funding.
