Private Credit Advisory for Business Acquisitions in Africa | FG Capital Advisors

Important. Advisory services only. We are not a lender and do not provide deposits or take balance sheet risk. Any financing is subject to lender approvals, due diligence, KYC and AML, regulatory clearances, and definitive documentation. This page is informational and not a solicitation to purchase securities.

Private Credit Advisory for Business Acquisitions in Africa

What We Deliver

A full lender process that converts a credible model and diligence pack into firm, credit-approved term sheets that fit cash flow, currency, and local law. We structure the stack, run the outreach, negotiate terms, and coordinate funds flow at completion. The outcome is clear financing that closes and supports post-acquisition performance.

Core Outcomes

  • Credit-approved debt proposals sized on EBITDA and DSCR
  • Security, covenant, and hedging terms matched to the asset
  • Aligned stakeholders with a defined timetable to close

Who We Advise

  • Strategic buyers and regional platforms
  • Private equity and family offices
  • Management buyout teams and consolidators

Capital Stack We Arrange

Senior Secured Term Loan LMA-style facilities sized on cash generation, with all-asset security and cash sweep mechanics
Unitranche Single-line private credit for speed and certainty where intercreditor complexity is not desired
Mezzanine and HoldCo PIK Flexible capital to bridge valuation while protecting operating liquidity
Seller Paper Deferred consideration and earn-outs that align vendor economics with performance
Working Capital and Trade Lines Facilities that stabilize inventory and receivables post close
DFI and ECA-Supported Debt Longer tenor, political-risk resilience, and local-content pathways where eligible

How We Execute

Underwriting and Structure

  • LBO-grade model with base and downside cases
  • Acquisition route planning and tax mechanics
  • Security package, cash control, and intercreditor design
  • FX and interest risk management plan

Market Outreach

  • Shortlist lenders with local law and currency capacity
  • Teaser, NDA, data room, Q&A, and site work coordination
  • Term sheet negotiation to credit-approved commitments

Documentation and Close

  • LMA-style facilities, security, intercreditor, and hedging
  • Conditions precedent tracking and perfection steps
  • Funds-flow, signing, and completion coordination

Post-Close Readiness

  • Reporting calendar and covenant dashboards
  • Working capital and trade finance integration
  • Bank and lender relations handover

Africa-Specific Considerations

  • Currency convertibility, payment channels, and central bank registrations
  • Security perfection under local law and enforcement timelines
  • Merger control and sector approvals with realistic long-stop dates
  • Political-risk insurance and DFI participation where appropriate
  • ESG, sanctions, AML, UBO transparency, and integrity checks

Eligibility and Required Materials

Eligibility

  • Clear acquisition target with audited or review-level financials
  • Defined sponsor equity and governance
  • Sectors with stable cash generation and contract visibility

Initial Materials

  • Teaser and SPA status, business plan, and KPIs
  • Historic financials, forecasts, and capex schedule
  • Licences, key contracts, and collateral registers

We will provide a data room index, model template, and issues list on intake.

Disclosures

  • We act as an advisor. We do not commit capital and do not guarantee financing outcomes.
  • Any lender outreach proceeds under NDAs and applicable marketing rules.
  • Fees, reimbursable costs, and success arrangements are set out in the engagement letter.
  • Engagements may involve regulated partners in relevant jurisdictions.
  • All timelines are contingent on regulatory approvals, third-party diligence, and document completion.

Start Client Intake

Share your target, country, ticket size, and timeline. We will respond with a structured assessment and a lender process tailored to your acquisition.

Open Client Intake

Notice. Information presented here may change without notice. Nothing herein constitutes an offer to sell or the solicitation of an offer to buy any security. Engagements are subject to conflicts checks, compliance review, and formal approval.