Public Commentary: FG Capital Advisors describes its approach to multifamily bridge loans. This is for informational purposes and does not represent an offer.
Multifamily Bridge Loans – Short-Term Financing for Property Investors
Acquisitions or upgrades of multifamily assets often require funding before long-term debt is in place. FG Capital Advisors, a specialist investment bank, works with private lenders and property owners to arrange bridge loans that match renovation, acquisition and recapitalization schedules.
When Bridge Loans Apply
- Acquire assets while permanent financing is secured.
- Fund renovations to boost rental income.
- Cover debt service until a refinance closes.
- Finance code upgrades or repositioning efforts.
Services We Provide
- Advice on interest-only or amortizing payment structures.
- Access to private-credit funds, debt platforms and regional banks.
- Cash-flow projections with multiple exit scenarios.
- Negotiation of covenants, rate floors and prepayment terms.
- Coordination of legal, tax and trustee workstreams.
How We Work
- Initial review: Assess asset condition, sponsor track record and exit plan.
- Term-sheet draft: Outline principal, pricing, loan-to-value and maturity.
- Due diligence: Appraisal, environmental studies, lease review and insurance checks.
- Lender outreach: Present to chosen lenders and manage the offer process.
- Closing coordination: Finalize agreements, satisfy conditions and arrange funding.
Indicative Terms
| Term | Range |
|---|---|
| Loan-to-Value | 65–75% of property value |
| Pricing | SOFR + 300–500 bps |
| Tenor | 12–36 months |
| Fees | Origination 1.0–1.5%; exit 0.5–1.0% |
Why Choose FG Capital Advisors
- Senior advisers with deep real estate finance experience.
- Network of private lenders and debt funds across the region.
- Speed of execution to meet tight renovation timelines.
- Alignment of financing structure with sponsor goals.
Next Step
To explore bridge loan options for your multifamily property, schedule a consultation with FG Capital Advisors.
This page is for informational purposes only. It does not constitute investment advice or an offer to buy or sell any security or service. Independent professional guidance is recommended before proceeding.
