Public Commentary: FG Capital Advisors explains its approach to unsecured trade finance. Information here is for guidance and does not represent an offer.

Unsecured Trade Finance – Capital Access Without Collateral Constraints

Importers and exporters often need working capital but lack assets suitable for pledge. We arrange credit lines based on credit strength, contract flows and payment history. By connecting companies with private-credit funds and specialty lenders, FG Capital Advisors secures facilities without requiring inventory or receivable assignments.

When Unsecured Finance Fits

  • Strong counterparty contracts with predictable payment schedules.
  • Seasonal trading peaks where speed matters more than collateral.
  • Companies expanding into new markets without established assets.
  • Short funding gaps where asset-backed lines are too slow to arrange.

Our Service Offerings

  • Assessment of company credit profile and trading partners.
  • Structuring of covenant packages tied to invoice generation.
  • Introductions to funds that price risk on cash-flow forecasts.
  • Negotiation of tenor, drawing capacity and early repayment terms.
  • Support through documentation, KYC/AML checks and closing.

Advisory Workflow

  1. Credit Review: Analyze financials, track record and buyer payment history.
  2. Facility Design: Define size, tenor and repayment triggers linked to trade cycles.
  3. Lender Matching: Reach out to private-credit investors, trade funds and family offices.
  4. Term Negotiation: Secure pricing, covenants and drawdown conditions.
  5. Closing Support: Coordinate legal, compliance and fund transfers.

Typical Terms

Feature Range
Advance Rate 70–90% of confirmed receivables
Pricing SOFR + 500–800 bps
Tenor 30–120 days
Fees Arrangement 0.5–1.5%

What Sets Us Apart

  • Partner-led engagement focused on credit structuring.
  • Network of private-credit providers with appetite for trade risk.
  • Strong grasp of cross-border payment flows and FX controls.
  • Quick turnaround to meet urgent cash-flow needs.

Next Step

To discuss unsecured trade finance options and arrange a consultation, schedule time with FG Capital Advisors.

This content is for informational purposes only. It does not constitute investment advice or an offer to buy or sell any service. Independent professional advice is recommended before proceeding.