Marine Financing
FG Capital Advisors structures and places debt for shipowners, operators and maritime sponsors seeking vessel acquisition financing, refinancing, fleet expansion, retrofit capital or working capital.
We prepare each mandate around the asset, ownership structure, operating history, charter profile, leverage, security package and ability to support the proposed debt service.
Marine Financing Solutions
Select a financing objective to review common uses, borrower fit and the supporting information lenders will expect.
Solution 01
Vessel Acquisition Financing
Debt placement for identified newbuild or secondhand vessel acquisitions supported by sponsor equity, asset value and a credible operating plan.
- Single-vessel and fleet acquisitions
- Senior secured or blended debt structures
- Commercial and specialty marine assets
Suitable for: Established operators, maritime sponsors and acquisition vehicles with identifiable equity and experienced management.
Debt Structures We Assess
Senior Secured Term Loan
Mortgage-backed debt with scheduled amortization and security over the financed vessel and its earnings.
Maritime Private Credit
Alternative secured debt for transactions requiring greater structural flexibility than conventional bank financing.
Sale and Leaseback
Asset transfer to a financing counterparty with continued operational use under an agreed lease arrangement.
Charter-Backed Finance
Debt structured around contracted earnings from acceptable charterers and enforceable charter arrangements.
Multi-Asset Facility
Cross-collateralized or borrowing-base debt covering several vessels, earnings streams and operating entities.
Bridge Financing
Shorter-term secured capital used to complete an acquisition, address a maturity or bridge into long-term debt.
Marine Assets We Consider
Commercial Shipping
Tankers, bulk carriers, container vessels and multipurpose ships with established operations or contracted employment.
Offshore and Specialty
Offshore support vessels, workboats, dredging assets, marine construction vessels, tugs and other specialized assets.
Retrofit and Shipyard Capex
Drydock, class renewal, life-extension, propulsion, emissions and essential vessel improvement programs.
What Capital Providers Review
| Review Area | Typical Information Required | Transaction Relevance |
|---|---|---|
| Asset value | Independent valuation, forced-sale value and relevant comparable transactions. | Supports leverage, collateral coverage and downside analysis. |
| Technical condition | Class status, age, surveys, maintenance history, drydock schedule and required capex. | Identifies operational risk and near-term expenditure. |
| Commercial employment | Charters, customer contracts, counterparty quality, remaining term and termination rights. | Determines the visibility and reliability of future earnings. |
| Financial performance | Historical earnings, operating expenses, utilization, debt service and projections. | Demonstrates repayment capacity under base and downside cases. |
| Capital structure | Requested debt, sponsor equity, existing obligations, security and payoff requirements. | Establishes funding need, leverage and closing mechanics. |
| Ownership and compliance | Corporate structure, flag, registry, beneficial ownership, insurance and sanctions information. | Determines whether the borrower, asset and structure are acceptable. |
Our Debt Placement Process
1. Initial Assessment
Review the borrower, vessel, requested proceeds, capital structure, repayment capacity and execution timetable.
2. Financial Structuring
Develop the facility amount, amortization profile, security package, sources and uses, and lender-facing credit case.
3. Transaction Preparation
Organize the valuation, technical records, charter documents, financial model and supporting data room.
4. Targeted Placement
Approach selected banks, maritime lenders, lessors and private-credit providers whose criteria match the mandate.
5. Term Coordination
Coordinate lender questions, compare indicative terms and maintain a controlled diligence process.
6. Closing Support
Support information flow among the client, capital provider, valuation firm, insurance parties and legal counsel.
Information Required for an Initial Assessment
Borrower Information
Company profile, ownership structure, management experience, operating history and KYC information.
Asset Information
Vessel specifications, flag, class, ownership, technical reports, operating history and current valuation.
Commercial Employment
Current charters, customer profile, utilization history, contract term and revenue concentration.
Financial Information
Historical financial statements, existing debt, operating expenses, projections and requested use of proceeds.
Frequently Asked Questions
Is FG Capital Advisors a direct lender?
No. We are a debt placement and transaction advisory firm. We structure suitable marine financing mandates and place them with relevant capital providers.
Which vessel types can be considered?
We assess commercial shipping, offshore, passenger, workboat and other specialty marine assets. Lender appetite depends on age, class, flag, condition, employment and marketability.
Can a vessel be financed before it is acquired?
Potentially. The target vessel, purchase terms, sponsor equity, valuation and operating plan must be sufficiently defined for a lender process.
Can marine financing include drydock or retrofit costs?
Potentially. The expenditure must be technically scoped, commercially justified and supported by sufficient repayment capacity.
Can several vessels be financed together?
Potentially. A multi-asset facility may use cross-collateralization, individual borrowing limits, concentration controls and agreed release provisions.
Submit Your Marine Financing Requirement
Provide the vessel specifications, valuation, ownership structure, commercial employment, historical financials, requested debt and proposed use of proceeds.
Open Client IntakeLegal Notice. FG Capital Advisors provides financial modelling, transaction preparation and debt placement services. The firm is not a bank, lender, vessel lessor, insurer or maritime valuation firm. Financing remains subject to independent underwriting, asset valuation, technical review, legal due diligence, KYC and AML review, sanctions screening, credit approval and definitive documentation. No approval, pricing, timing or closing outcome is guaranteed.
