Professional Services. Trade finance structuring, underwriting, and distribution support for real-economy transactions. Prepared December 2025.
Trade Finance Structuring & Distribution
FG Capital Advisors offers a two-step trade finance service. First, we design a financeable structure around your trade flows for a flat fee of USD 5,000. If the structure is credible and the sponsor is ready to proceed, we can then underwrite and distribute the facility across our lender and LP network for a USD 50,000 retainer and a 2.5% success fee on capital arranged for transactions from USD 10 million.
Offer 1 - Deal Structuring
Single transaction or program level design. We review trade flows, contracts, security and controls, then return a clear structure and draft term sheet you can use for internal decisions.
Fixed fee: USD 5,000.
Offer 2 - Underwriting & Distribution
Full underwriting, lender pack preparation, and managed outreach through our platform and relationships for sponsors that meet our criteria.
Retainer: USD 50,000 plus 2.5% of proceeds raised on deals from USD 10 million.
Who This Is For
Operating companies, traders, and sponsors with real contracts, repeatable flows, and a willingness to share full KYC, contracts, and financials before any lender contact.
Typical Facility Sizes
From USD 10 million to USD 150 million per mandate, depending on collateral quality, counterparties, and sponsor strength.
Offer 1 - Trade Finance Deal Structuring (USD 5,000)
This stage focuses on turning a raw trade idea into a structure that lenders can review. There is no distribution work at this point. The output is a concise structuring memo and outline term sheet.
- Trade and Counterparty Review. Review of trade flows, Incoterms, contracts, pricing, and counterparties in all key jurisdictions.
- Structure Selection. Assessment of whether the transaction fits a borrowing base, LC backed facility, pre export facility, inventory finance, receivables finance, or a mix.
- Collateral and Control. Definition of collateral, control mechanics, and monitoring requirements, including collateral manager or warehouse arrangements where needed.
- Funding Model. Draft of advance rates, reserves, eligibility rules, triggers, and basic covenants tied to the trade cycle and risk profile.
- Indicative Terms. High level term sheet outline with facility size, tenor, pricing ranges, security, key covenants, reporting, and core conditions precedent.
- Readiness Checklist. List of documentation, financial, and governance items that must be in place before underwriting and distribution can start.
This work can be used to decide whether the transaction warrants a full underwriting and distribution process. We do not approach lenders from this stage alone.
Offer 2 - Underwriting & Distribution (USD 50,000 + 2.5%)
Underwriting and distribution is available for transactions we have structured and for sponsors that pass our eligibility screen. The goal is to prepare a lender grade package and run a targeted process with serious credit providers.
- Commercial and Financial Diligence. Detailed review of trade flows, contracts, historic performance, financial statements, and cash cycle metrics.
- Legal and Structural Work Up. Coordination with legal partners to refine the structure, security, and enforcement path in each relevant jurisdiction.
- Lender Pack Preparation. Full lender information memorandum, refined term sheet, cash flow and borrowing base model if applicable, and risk mitigant summary.
- Distribution Strategy. Shortlist of lenders and LPs by ticket size, risk appetite, product focus, and geography, followed by a staged contact plan.
- Process Management. Data room setup, Q&A handling, feedback loops, and coordination of credit questions until firm terms are issued.
- Closing Support. Support through term sheet negotiation, conditions precedent, and drawdown steps with the chosen lender group.
The retainer covers our time and third party coordination through underwriting and distribution. The 2.5% success fee applies on funds disbursed for transactions from USD 10 million. Smaller deals are considered case by case.
Instruments And Trade Stages We Can Finance
Structures are selected based on real collateral, counterparties, and jurisdictions. Through our platform and partners we can support several stages of the trade cycle.
| Trade Stage | Typical Instruments | What Can Be Funded |
|---|---|---|
| Pre procurement and production | Pre export finance, prepayment facilities, structured working capital lines | Purchase of raw materials, feedstock, and inputs tied to identified offtake or sales contracts. |
| Shipment and in transit | LC facilities under UCP 600, UPAS LC, documentary collections, SBLC backed facilities | Cargo in transit against bills of lading, inspection certificates, or similar control documents. |
| Warehouse and inventory | Inventory finance, repo style stock finance, collateral management arrangements | Goods in storage under collateral manager or monitored warehouse control. |
| Post shipment and receivables | Receivables finance, insured receivables programs, payables finance | Invoices to creditworthy buyers, often with credit insurance or strong payment history. |
In each case we focus on verifiable contracts, enforceable security, and cash flows that can be monitored and controlled.
Regions, Lenders, And LP Access
We focus on borrowers in jurisdictions where security, enforcement, and KYC rules are workable for our capital sources.
| Borrower And Trade Hubs | Lender And LP Hubs | Counterparty Reach |
|---|---|---|
| Western and Southern Europe, United Kingdom, and Nordics | United Kingdom, European Union, and Switzerland | European banks and private credit funds that back structured trade and working capital deals. |
| United States, Canada, and selected Latin American markets | North American banks and credit funds, family offices, and LPs with trade finance exposure | Support for US dollar trade flows with counterparties in the Americas, Europe, and selected African and Asian markets. |
| Middle East and Gulf Cooperation Council markets | GCC banks and credit funds in Dubai, Abu Dhabi, Riyadh, and Doha | Trade flows in energy, petrochemicals, metals, and foodstuffs with compliant counterparties. |
| Selected African and Asian trading hubs | Lenders in London, Geneva, Singapore, and Hong Kong | Facilities structured under English or comparable law with cross border collateral and title structures. |
A typical mandate can reach 20 to 40 potential lenders and 30 to 50 LPs and co investors, depending on size, sector, and risk profile.
Trade Types We Support
Commodities And Energy
Base metals and ores, refined products, petrochemicals, fertilizers, and other liquid and dry bulk trades with clear logistics and reputable counterparties.
Agriculture And Soft Commodities
Sugar, grains, coffee, cocoa, and related foodstuffs with established offtakers, inspection, and insurance practices.
FMCG And Finished Goods
Consumer goods moving into supermarket chains, distributors, and e commerce or wholesale channels with repeat order patterns.
Machinery And Equipment
Capital equipment and industrial machinery tied to purchase orders and contracts with creditworthy buyers.
We decline transactions that rely on unverifiable intermediaries, blocked funds, platform screens, or similar structures that do not link to real goods and flows.
Core Eligibility Criteria
To protect your time and ours we only advance transactions that meet a minimum set of requirements.
- Minimum facility size. Target facility of at least USD 10 million or a clear ramp up path to that level.
- Real operating business. At least two years of trading history in the relevant sector and recent financial statements.
- Clean KYC and structure. Transparent ownership, no sanctioned parties, and no unexplained offshore shells with no substance.
- Bankable counterparties. Recognisable buyers and suppliers, contracts that can be assigned or pledged, and acceptable country risk.
- Defined collateral. Goods, receivables, or other assets that can be ring fenced, monitored, and controlled through security and title structures.
- Sponsor commitment. Sponsors prepared to share risk through first loss capital, margin support, or strong balance sheet backing.
- Data room readiness. Corporate documents, financials, contracts, and KYC materials available before we enter underwriting.
If these criteria are not met we will stop at the structuring stage or decline the mandate before underwriting and distribution.
Request A Trade Finance Structuring Proposal
Share your trade flows, contracts, and financials and we will confirm if the transaction is a fit for our structuring, underwriting, and distribution offer.
Start Your MandateDisclaimer. FG Capital Advisors provides advisory services and is not a bank, broker dealer, or asset manager. Any engagement is subject to KYC and AML checks, conflict checks, a signed mandate, and agreed fee terms. Capital raising outcomes depend on sponsor quality, collateral, counterparties, market conditions, and lender decisions. No guarantee of funding is expressed or implied.
