Trade Finance KYT Services
Know Your Transaction Support For Trade Finance Files
Trade finance transactions fail quickly when the goods, parties, documents, shipment path, payment route or repayment source cannot be verified. Our KYT service helps traders, operators, lenders, funds and commercial counterparties review transaction facts before capital, credit or balance sheet capacity is committed.
Pricing is USD 5,000 per transaction or from USD 15,000 per month for recurring support.
Initiate EngagementWhat KYT Means In Trade Finance
KYT means Know Your Transaction. In trade finance, this goes beyond standard onboarding checks. The central question is direct: does the transaction make commercial, documentary and financial sense?
We review the trade flow, counterparties, commodity, contract trail, payment mechanics, shipment documents, collateral controls, margin assumptions and repayment source. The purpose is to identify gaps before a lender, funder, bank, insurer, investor or credit committee spends serious time on the file.
Who Uses This Service
Commodity Traders
Traders seeking to evidence supplier credibility, buyer demand, delivery route, payment flow and transaction economics before approaching funders.
Operators And Importers
Commercial operators needing support on purchase contracts, invoice trails, shipping documents, working capital facilities, documentary credits or receivables-backed structures.
Lenders And Private Credit Funds
Credit teams reviewing trade finance files, borrowing base facilities, inventory finance, receivables finance, prepayment structures and controlled payment flows.
Family Offices And Investors
Private capital groups considering participation in commodity finance, supplier finance, purchase order finance or asset-backed trade credit transactions.
Exporters And Suppliers
Sellers that need clearer documentation around buyer credibility, payment method, logistics route, LC terms, SBLC support or delivery milestones.
Brokers With Real Mandates
Intermediaries representing credible counterparties who need the file cleaned up before lender distribution, credit review or structured finance execution.
Scope Of Work
| Workstream | What We Review | Typical Output |
|---|---|---|
| Transaction Mapping | Buyer, seller, supplier, offtaker, trader, borrower, logistics provider, inspection party, warehouse and payment path. | Transaction map showing the commercial flow, funds flow and document flow. |
| Counterparty Review | Corporate identity, role in the transaction, public record checks, reputation concerns, sanctions risk and mandate evidence. | Counterparty summary with key risks, missing items and verification points. |
| Document Review | Contracts, purchase orders, invoices, pro forma invoices, bills of lading, inspection certificates, warehouse receipts, insurance and payment terms. | Document gap list and documentary risk memo. |
| Goods And Collateral Review | Commodity type, location, quality, quantity, title transfer, inspection method, storage, logistics route and control points. | Collateral and delivery risk summary. |
| Finance Structure Review | LC, SBLC, borrowing base facility, receivables finance, inventory finance, prepayment, gap tranche or supplier credit structure. | Financeability assessment with recommended structure changes. |
| Red Flag Screening | Unrealistic pricing, circular broker chains, vague mandates, fake discounts, weak title evidence, unclear repayment and unsupported documents. | Red flag report with go-forward conditions. |
| Credit Memo Support | Borrower profile, transaction rationale, repayment source, security package, controls, covenants and exit route. | Short-form transaction memo suitable for internal review or lender discussion. |
Engagement Options And Pricing
Transactional KYT Review
USD 5,000 Per Transaction
Suitable for one trade finance file, one commodity flow, one borrower request or one transaction package requiring review before submission to a lender, investor, insurer, buyer or credit committee.
- Initial document and counterparty review
- Transaction flow mapping
- Red flag and missing item list
- Short-form KYT memo
Recurring KYT Support
From USD 15,000 Per Month
Suitable for traders, lenders, funds, operators and platforms reviewing several trade finance files per month or building a transaction screening desk.
- Monthly KYT file review support
- Ongoing transaction risk memos
- Document review and structuring notes
- Priority handling for active files
Typical Trade Finance Transactions Covered
- Commodity purchase and resale transactions
- Oil, refined products, metals, agricultural commodities and industrial goods
- Import and export finance transactions
- Documentary letters of credit and standby letters of credit
- Borrowing base facilities
- Inventory finance and warehouse-backed structures
- Receivables finance and invoice-backed trade credit
- Prepayment and offtake-linked finance
- Supplier finance, purchase order finance and controlled disbursement structures
- Junior, mezzanine or gap tranches inside larger trade finance structures
What We Need From You
To begin KYT work, we normally request the available transaction documents, corporate details for the main parties, commodity or goods description, buyer and seller details, payment terms, shipment route, proof of goods where available, draft finance request and any lender or investor correspondence already received.
For recurring support, we can agree a monthly intake format so each transaction is reviewed against the same baseline. This is useful for desks handling repeated trade flows, multiple borrowers or several counterparties across similar commodities.
Why This Matters
Trade finance files often look attractive on the surface because the numbers are large and the margin story sounds persuasive. The real test is found in the documents, control points and repayment route. A weak transaction package wastes lender time, damages credibility and can expose the parties to fraud, sanctions, title and non-performance risk.
KYT gives commercial teams a cleaner view of the file before they present it externally. For lenders and investors, it helps separate financeable trade flows from files that need more evidence, stronger controls or a different structure.
Initiate A KYT Engagement
Select the appropriate engagement level, remit the applicable fee and send the transaction package for scope confirmation. For recurring support, the monthly engagement starts from USD 15,000.
Initiate Engagement