Notice. FG Capital Advisors is a trade and capital advisory firm. We provide structuring support and private capital introductions for corporate clients. We are not a bank, lender, credit insurer, broker dealer, or retail investment adviser and do not issue loans, letters of credit, SBLCs, guarantees, or insurance products. Any facility, policy, or instrument is provided by regulated counterparties under their own approvals and documentation. All transactions are subject to KYC and AML checks, sanctions screening, credit committee decisions, independent legal and tax advice on the client side, and formal agreements with those regulated entities.
Trade Credit Solutions
Trade credit is where growth and risk meet. Offer the wrong terms and you lose customers. Offer the right terms with weak controls and you can blow up your cash cycle.
FG Capital Advisors supports B2B companies with trade credit structuring, receivables strategy, and access to regulated partners for trade credit insurance and working capital programs. The objective is simple. Increase sales safely, protect margins, and shorten the time between shipment and cash.
Request A QuoteTrade Credit Outcomes for B2B Revenue and Working Capital
A strong trade credit framework should create measurable outcomes.
- Win larger contracts by offering credit terms backed by real risk controls.
- Reduce bad debt exposure through structured limits and insured pathways where appropriate.
- Improve borrowing capacity when receivables quality and reporting are lender-ready.
- Protect cash flow during buyer delays or market stress.
- Replace ad hoc credit decisions with a repeatable policy.
What Trade Credit Means in This Service
Trade credit is the ability to sell goods or services on payment terms instead of cash upfront. It is the backbone of B2B commerce, from industrial distribution to cross-border supply chains.
- Supplier credit where you extend terms to your buyers.
- Buyer credit where structured financing supports your procurement and resale cycle.
- Receivables programs that convert approved invoices into faster liquidity.
- Trade credit insurance pathways that can protect against buyer default for eligible counterparties.
Trade Credit Insurance Pathways for Approved Buyer Portfolios
For eligible companies with credible buyer books, trade credit insurance can strengthen risk management and unlock better financing options.
- Supports safer expansion into new buyers and markets.
- Can improve lender comfort on receivables-backed facilities.
- Helps formalise credit limits and monitoring across your portfolio.
Coverage, limits, exclusions, and pricing are determined solely by regulated insurers based on underwriting.
Receivables Finance and Working Capital Using Trade Credit
Extending credit terms is only half the story. The other half is turning those receivables into predictable liquidity.
- Receivables finance for approved buyers with verifiable payment history.
- Structured reporting and concentration controls for scalable programs.
- Integration with broader trade finance tools where your supply chain requires it.
Who This Trade Credit Service Is For
This mandate targets established B2B companies that need a safer credit growth plan.
- Distributors, manufacturers, exporters, and wholesale platforms.
- Companies with repeat buyer activity and a track record of invoiced sales.
- Management teams willing to formalise credit policy and reporting.
- Firms planning to scale volumes without absorbing uncontrolled default risk.
What We Deliver Trade Credit Policy Structuring and Partner Access
We focus on the parts that drive lender and insurer confidence.
- Credit terms strategy aligned to your product, market, and margin profile.
- Buyer risk segmentation and proposed limit logic.
- Receivables program structuring for committee-ready review.
- Introductions to regulated insurers, banks, and private credit partners where a program is viable.
- Coordination of external legal and specialist partners when documentation requires it.
Information We Need to Quote Accurately
A short and complete pack speeds up the assessment.
- Corporate overview, ownership, and baseline KYC.
- Recent financials and aging summary where available.
- Buyer list with top exposures and payment terms.
- Historical default or dispute summary if relevant.
- Target growth plan for credit terms and new markets.
Commercial Terms for Trade Credit Structuring and Introductions
Our commercial terms reflect the work required to structure a credible trade credit framework and manage introductions to aligned regulated counterparties.
- A paid engagement for trade credit assessment, structuring, and partner outreach.
- A success component that applies when an insurance policy, receivables program, or facility is activated.
- Third-party costs billed directly by insurers, banks, administrators, and legal partners.
Full pricing is issued in the engagement letter after intake.
Closing Procedure for Trade Credit Programs
We run a structured pathway designed to produce a real, underwritable outcome.
- Step 1. Submit your buyer portfolio overview, terms, and financials.
- Step 2. We map your current credit posture and identify the strongest risk improvement levers.
- Step 3. Engagement is executed and the structured credit pack is built.
- Step 4. We introduce aligned insurers and lenders for eligible program types.
- Step 5. Underwriting and term alignment proceed with the regulated counterparty.
- Step 6. Program documentation is finalised and activated under third-party terms.
FAQ Trade Credit and Trade Credit Insurance
Do you guarantee insurance approval or financing
- No. Approval is decided by regulated insurers and lenders based on their underwriting and policy rules. Our role is to improve structure quality and submission strength.
Can trade credit insurance help us extend longer payment terms
- It can, when your buyer portfolio and performance history meet insurer standards. The final limits and conditions are set by the insurer.
Is this only for international trade
- No. Trade credit programs can be domestic or cross-border. The structure depends on buyer mix, sector risk, and receivables quality.
What size of business is a fit
- We focus on post-revenue B2B firms with repeat invoicing and a clear growth case built on credit terms.
What is the fastest way to start
- Share your buyer list summary, current terms, recent financials, and your target credit growth plan through our contact form.
Trade credit is a growth tool when it is structured with discipline. If you want to expand your buyer book, improve cash cycle predictability, and reduce default exposure, we can build a program that a real insurer or lender can underwrite.
Submit your buyer portfolio summary and target terms to receive a quote for our trade credit structuring and partner introduction mandate.
Request A QuoteDisclosure. FG Capital Advisors provides structured advisory, modelling, and private capital introduction services for corporate clients. The firm does not accept client money and does not originate or issue insurance products, LCs, SBLCs, guarantees, or loans. Any policy or facility is provided by regulated counterparties under their own licences, terms, and documentation. All engagements are subject to internal approval, conflict checks, and applicable KYC and AML checks and sanctions screening where required, as well as the terms of a formal engagement letter.
