Trade Credit | Receivables Finance, Payables Programs, LCs

Notice. Advisory and arranging services only. We are not a lender. Proposals depend on KYC/AML, eligibility, collateral controls, and definitive documentation.

Trade Credit

Receivables purchase, payables finance, documentary LCs, and inventory-backed options that free working capital and reduce collection risk. Built for exporters, distributors, and industrials.

Request A Proposal

Share your volumes, counterparties, and current terms. We revert with indicative structures and a clear path to go-live.

Open Client Intake

What We Deliver

Receivables Finance

Non-recourse invoice purchase and forfaiting
Credit insurance assignment where relevant
Eligibility matrices and controlled collections

Payables Programs

Buyer-led supply chain finance for approved payables
Dynamic discounting and early-pay options
Supplier onboarding playbook

Documentary & Inventory

UPAS LCs, confirmations, and SBLCs for shipment cycles
Inventory repo with title transfer at approved warehouses
Hedging aligned to tenor where commodity risk exists

Who Qualifies

Minimum profile

Annual revenue from 500,000 USD
Consistent AR aging and bank statements
Documented trade flows and counterparties
Clean sanctions profile across all parties

Materials we ask for

Customer list with limits and terms
Top buyer or supplier concentrations
Sample invoices, contracts, and logistics docs
Insurance certificates where applicable

We issue a checklist and data room index at intake. Execution starts when core items are complete.

How It Works

Process

Screening against product fit
Indicative term sheet and data room build
Underwriting with credit and legal workstreams
Approvals, CPs, go-live, and monitoring

Risk controls

Eligibility by obligor, terms, and jurisdiction
Concentration limits and performance triggers
Assignments, notices, and controlled collections
Sanctions and AML checks end to end

Products and Indicative Terms

Receivables Purchase	Up to 90% advance on eligible invoices. Tenor 30 to 180 days. Non-recourse where insured or investment grade.
Supply Chain Finance	Buyer-approved payables with early-pay at a discount rate. Limits sized to buyer credit and program uptake.
UPAS / LC Structures	Deferred payment under letters of credit with confirmation as needed. Typical cycles 60 to 180 days.
Inventory Repo	Title transfer or pledge over eligible stock. 60 to 75% advance after haircuts. Approved warehouses only.
Facility Size	From 5,000,000 to 150,000,000 USD. Scalable with performance and counterparty strength.
Pricing	SOFR or EURIBOR plus margin by risk band, or discount rate for AR purchase. Collateral control and program servicing fees pass through.
Documentation	Receivables sale agreements, SCF confirmations, LC terms under UCP600 or ISP98, inventory security and CMAs. Incoterms 2020.

Illustrative only. Final terms are set after underwriting and approvals.

Timeline and Fees

Execution timeline

Week 1 screening and gap list
Weeks 2 to 3 data room and indicative terms
Weeks 4 to 6 credit, legal, and approvals
Go-live on completion of CPs

Advisory fees

Engagement retainer from 50,000 to 200,000 USD based on scope
Success fee on arranged limits and first draw
Third-party costs pass through at cost

We operate via regulated partners for lending and custody functions.

Request Your Proposal

Tell us where capital is trapped and who your counterparties are. We come back with a structure, required controls, and a target timeline.