Notice. This page is informational and general in nature. Any transaction remains subject to third-party underwriting, KYC and AML checks, sanctions screening, legal documentation, collateral controls, and final credit approval.
SME Trade Finance Support From Deal To Funding
Many SMEs lose good trade opportunities because the process is fragmented: one advisor for contracts, another for documents, then no clear path to credit sign-off.
FG Capital Advisors helps SMEs through the full trade finance cycle: structure, documentation, lender introductions, margin planning, and closing support.
Request A QuoteWho This Service Is For
- SMEs importing raw materials or finished goods.
- SMEs exporting goods with delayed buyer payment terms.
- Companies that need letters of credit to secure suppliers.
- Firms with confirmed contracts but weak internal finance capacity.
- Owners who need a clear execution partner from start to finish.
Typical Trade Finance Needs We Handle
| Need | What It Solves | Common SME Constraint | Our Role |
|---|---|---|---|
| Import Letter Of Credit | Supplier gets payment comfort before shipment. | Limited margin capacity and weak LC wording. | Structure terms, prepare file, and run matched introductions. |
| Standby Letter Of Credit | Supports performance and payment obligations. | Insufficient collateral and unclear underlying contract terms. | Align contract language and build underwriting-ready package. |
| Receivables Finance | Converts invoices into earlier liquidity. | Buyer concentration and inconsistent reporting. | Build eligibility matrix and lender-facing data controls. |
| Inventory Finance | Funds stock cycle before sales collections land. | Weak collateral tracking and title path issues. | Build collateral control map and monitoring workflow. |
| Margin Raise Support | Bridges shortfall when applicant cannot post full cash margin. | Gap between bank margin requirement and available cash. | Structure third-party support path, subject to underwriting. |
Clear Step-By-Step Process
| Step | What Happens | Output |
|---|---|---|
| 1) Intake And Fit Check | We review product, route, buyer/supplier profile, and funding gap. | Scope confirmation and feasibility view. |
| 2) Transaction Mapping | We map contract terms, Incoterms, payment timeline, and risk points. | Trade structure map for lender review. |
| 3) Instrument Selection | We define whether LC, SBLC, receivables finance, inventory finance, or a blend is best. | Instrument plan aligned to your cash cycle. |
| 4) Documentation Build | We prepare a lender-ready package: financials, contracts, KYC docs, and transaction memo. | Complete underwriting pack. |
| 5) Margin Strategy | If collateral is short, we design a margin support path with third-party providers where possible. | Margin-raise structure proposal. |
| 6) Targeted Introductions | We run focused outreach to providers that match the file profile. | Active lender dialogue and feedback. |
| 7) Underwriting Support | We coordinate clarifications, revise file gaps, and support credit discussion. | Indicative terms, counter-terms, or written declines. |
| 8) Documentation And Closing | We support final legal flow, compliance closure, and issuance/funding steps. | Executable closing path. |
What SMEs Should Prepare Before Submission
- Company profile and ownership details.
- Pro forma and historical financials.
- Purchase and sale contracts with payment terms.
- Shipment plan, logistics route, and insurance framework.
- Current facilities and outstanding obligations.
- Receivables and payables aging.
- KYC and AML documents for all key parties.
Why SME Trade Finance Files Get Rejected
- Contract and finance terms conflict. Banks will not fix core commercial mistakes for you.
- Weak internal reporting. Lenders cannot price risk without clean numbers.
- No margin plan. If the shortfall is ignored, the file stalls.
- Incomplete compliance package. Missing KYC details can stop progress fast.
- Poor response timing. Delayed answers can kill an otherwise viable file.
What You Can Expect From Us
- Practical, execution-led guidance at each stage.
- Clear checklists and workback timeline.
- Structured introductions instead of random lender outreach.
- Direct feedback on why terms are accepted, changed, or declined.
- A disciplined process that gives SMEs a fair shot at closing.
If your SME needs trade finance support across all steps, submit your transaction file. We help structure it, package it, and move it through lender review and closing.
Request A QuoteDisclosure. FG Capital Advisors is not a bank or direct lender and does not guarantee approvals. Services are provided on a best-efforts basis through third-party providers, subject to underwriting, compliance, and definitive documentation.
