Professional Services. Page prepared September 2025. FG Capital Advisors acts as arranger and advisor via regulated partners.
SME Trade Finance Facilitation
Bank said no or gave you a line that does not fit your trade cycle. We step in and arrange clean, collateral-backed trade funding so you can accept and deliver orders. You get LC coordination, PO financing for deposits and production, receivables loans on shipment or delivery, and inventory-backed lines matched to cash conversion.
Target Client & Core Problem
SMEs rejected by traditional banks due to thin credit history or irregular cash flow, blocking order fulfillment and growth.
High-Ticket Justification
Financing closes revenue gaps at scale. Each facility unlocks confirmed orders and repeat cycles, which justifies premium advisory and arrangement work tied to funded amounts.
What You Get
Term sheet and lending partner, LC wording fixes and confirmation, PO funding milestones, invoice finance, inventory lines, and a path to roll facilities as volumes grow.
Core Terms
Typical size USD 1–30 million. Tenor 30–270 days. Pricing at prime plus 1%–5% based on collateral quality, counterparty strength, and route risk.
Eligibility
Customer POs or sales contracts, supplier quotes, basic financials, clean KYC, and verifiable shipping or receivable documentation.
Offer Snapshot
Scope
- Arrange LC issuance and confirmations with banks that fund SMEs.
- PO financing for deposits and production under milestone checks.
- Invoice finance at shipment or delivery against clean documents.
- Inventory lines secured by warrants or field audits.
Timeline
- T+1 to T+2 weeks: Intake, KYC, facility structuring, and lender shortlist.
- T+3 to T+4 weeks: Term sheet, collateral review, documentation.
- T+4 to T+6 weeks: First draw or LC issuance once conditions are satisfied.
What We Need To Start
Documents
- Customer POs or sales contracts with delivery terms.
- Supplier quotations or pro formas with production timelines.
- Invoices, packing lists, draft logistics plan, and corporate KYC.
Deal Inputs
- Requested facility size and tenor by product.
- Collateral available and preferred security structure.
- Settlement method and expected cash receipt dates.
Key Questions
How do fees work
Flat retainer for structuring and lender onboarding. Success fee on funded or issued amounts, payable at first draw or LC issuance.
Who provides funding
Banks and private trade lenders with active SME programs. We match you to lenders that fit ticket size, collateral, and sector.
What slows approval
Incomplete financials, unclear shipment documents, weak counterparty credit, or missing security filings. We fix these early.
What we do not do
We do not issue LCs or lend our own balance sheet. We arrange with lenders and manage documentation to close on bankable terms.
Start Your SME Trade Finance Facility
Send your PO or contract package. We will confirm scope, a fixed structuring fee, and a funding path that fits your trade cycle.
Start NowDisclaimer. FG Capital Advisors provides advisory and arrangement services. Facility terms are set by lending parties after diligence and credit approval.
