Ship Financing Services

Notice. This page is informational and general in nature. Any transaction remains subject to underwriting, vessel due diligence, valuation, legal documentation, KYC and AML checks, sanctions screening, and final third-party approvals.

Ship Financing

Maritime deals collapse when credit structure and commercial timing are out of sync.

FG Capital Advisors supports ship financing mandates for acquisitions, refinancing, sale and leaseback transactions, and fleet growth. We cover structuring, lender introductions, underwriting support, and closing coordination. Where market language uses the term vessel financing, we handle the same scope.

Request A Quote

Where This Service Fits

Ship acquisition financing for single-asset and multi-asset purchases.
Ship refinancing to improve tenor, pricing, or covenant profile.
Sale and leaseback structures to release liquidity while retaining operational use.
Fleet financing for owners scaling routes, tonnage, or charter exposure.
Charter-backed financing where contracted revenues support debt service.

Core Ship Financing Structures

Structure	Typical Use Case	Repayment Source	Main Credit Focus
Senior Ship Mortgage	Acquisition of operating ships with established earnings profile.	Operating cash flow and retained earnings.	LTV, ship age, charter quality, and debt service coverage.
Ship Refinancing	Replace current debt with updated terms.	Ongoing cash generation from operations.	Historic performance, covenant history, and residual value.
Sale And Leaseback	Unlock equity from owned assets while preserving usage.	Charter revenue and lease payment capacity.	Lease structure, maintenance obligations, and end-of-term terms.
Bridge Ship Financing	Time-sensitive acquisitions awaiting long-term takeout.	Refinance proceeds or asset sale proceeds.	Credible takeout path and timeline control.
Fleet-Level Facility	Multi-ship portfolios under one credit framework.	Portfolio earnings across charter and spot exposure.	Cross-collateral design, concentration risk, and reporting quality.

Transaction Profiles We Cover

Segment	Common Objective	Frequent Constraint	Structuring Priority
Bulk Carriers	Acquisition and refinancing tied to freight cycle positioning.	Earnings volatility in softer markets.	Conservative leverage and covenant design.
Tankers	Route expansion and replacement financing.	Compliance and insurance sensitivity.	Technical diligence and risk controls.
Container Ships	Charter-backed growth and maturity management.	Charter rollover exposure.	Debt tenor aligned to contract tenor.
Offshore Support	Financing linked to service contracts and utilization plan.	Project concentration and idle periods.	Cash flow stress testing and reserve logic.
Specialized Tonnage	Bespoke credit for niche operational models.	Smaller lender universe.	Targeted lender matching and tight documentation.

Full Process From Intake To Closing

Step	Action	Output
1) Intake And Feasibility	Review ship profile, use of proceeds, ownership structure, and target timing.	Feasibility view and mandate scope.
2) Capital Stack Design	Define senior debt, possible junior layer, and sponsor contribution logic.	Structure memo and indicative frame.
3) Underwriting File Build	Prepare financial package, ship data, valuation inputs, and legal map.	Lender-ready package.
4) Targeted Lender Introductions	Introduce to matched maritime lenders and private credit providers.	Indicative terms, clarifications, or written declines.
5) Term Negotiation	Compare pricing, tenor, covenants, collateral package, and reporting duties.	Negotiated route to approval.
6) Documentation And Conditions	Coordinate legal documents, conditions precedent, and drawdown steps.	Executable closing checklist.
7) Funding And Post-Close Setup	Support funding sequence and post-close reporting calendar.	Operating funding continuity.

What To Submit For A Quote

Transaction summary with financing objective and required facility size.
Ship details including build year, flag, class, and operating history.
Ownership structure and proposed security package.
Charter information, utilization profile, and revenue history.
Latest financial statements and existing debt schedule.
Independent valuation evidence, if available.
Corporate KYC and AML package for all relevant entities.

Why Ship Financing Files Get Rejected

Debt ask is disconnected from cash flow reality.
Data room is incomplete or inconsistent.
Leverage request exceeds lender risk limits.
No credible takeout strategy for bridge structures.
Closing timeline ignores credit and legal sequencing.

If you need ship financing support for acquisition, refinancing, or fleet growth, submit your file. We structure the mandate, coordinate lender introductions, and support execution through closing.