Notice. This page is informational. Any engagement remains subject to transaction review, counterparty cooperation, financial analysis and final legal documentation by qualified counsel.
Seller Financing Structuring & Negotiation
Many SME acquisitions stall because the buyer cannot fund the full purchase price at closing and the seller is unwilling to reduce the headline value. Seller financing is often the bridge between those positions.
FG Capital Advisors helps buyers and sellers structure seller notes, deferred purchase payments and valuation-gap solutions so the deal has a clearer path to closing.
Request A QuoteWhat We Help With
- Seller note structure review
- Repayment schedule and maturity framing
- Interest and subordination logic
- Valuation gap bridging strategy
- Earnout integration with seller note structures
- Negotiation talking points for buyer and seller discussions
Where This Service Fits
The buyer can raise part of the capital, but not enough to satisfy the full purchase price on day one.
The seller wants a stronger headline price, while the buyer wants some of that value tied to time or performance.
Why Clients Use This Service
Seller financing is common in lower middle-market transactions, but it is often framed badly. Weak repayment logic, vague protections and unclear contingent payment terms can cause problems even when both sides want the same deal. This service is designed to improve the commercial structure before the matter reaches lawyers.
Important Clarification
FG Capital Advisors does not provide loans or draft final legal agreements. We act as an advisory firm supporting structure design, negotiation preparation and transaction positioning before final legal drafting by counsel.
Frequently Asked Questions
What is seller financing?
It is a structure where part of the purchase price is deferred and repaid by the buyer over time.
Why is seller financing useful?
It can bridge valuation gaps and reduce the amount of upfront capital required at closing.
Do you provide legal documents or lending directly?
No. We provide structuring and negotiation support only.
If your acquisition requires a seller note, deferred purchase-price structure or negotiation support around contingent payments, submit the file for review.
Request A QuoteDisclosure. FG Capital Advisors provides advisory and transaction support services only. Any closing outcome depends on financing availability, legal drafting, diligence results and third-party approvals.
