Important Disclosure. FG Capital Advisors serves corporate clients, private credit funds, and structured product investors. We do not accept deposits or operate as a depository institution. This material is intended for qualified parties seeking receivables securitization support.
Receivable Securitization Services
Receivables tied up on customer balance sheets don’t generate liquidity. They don’t pay suppliers, fund growth, or protect you from credit risk. FG Capital Advisors turns those unpaid invoices into a capital source—with structured securitization programs tailored to your revenue cycle, customer base, and funding strategy.
Whether you’re selling into global markets, dealing with long payment terms, or servicing hundreds of smaller clients, we help institutionalize your receivables pool and unlock non-dilutive, off-balance sheet funding. No margin calls. No pledges. Just structured liquidity aligned with your commercial activity.
End-to-End Structuring & Distribution
- SPV structuring for true-sale treatment under IFRS 9 or ASC 860
- Portfolio eligibility screening (aging, dilution, debtor concentration)
- Legal drafting support: sale agreements, trust structures, servicing mandates
- Deal modeling (base case, default stress, dilution triggers)
- Investor packaging: full IM, waterfall model, asset stratifications
- Distribution to private credit funds, forward flow buyers, and insurers
We coordinate with your legal, accounting, and compliance teams to ensure all aspects of the structure hold up under regulatory, rating, and audit scrutiny.
Typical Use Cases
- Cross-border receivables from export contracts
- Digital platform receivables (merchant settlement, ad revenue, etc.)
- Healthcare, pharma, and diagnostics receivables with public buyers
- Agri supply chains (distributor receivables, coop sales to processors)
- Carbon credit offtake receivables under ERPAs
Available Structures & Instruments
| Instrument Type | Description | Tenor |
|---|---|---|
| True Sale SPV | Bankruptcy-remote sale of receivables to a dedicated vehicle | Rolling 90–180 days |
| Trade Receivables-Backed Notes | Private placement of senior/sub notes backed by diversified receivables | 6–24 months |
| Forward Flow Agreement | Programmatic sale of new receivables to funders on ongoing basis | Open-ended |
| Insured Receivables Securitization | Structured with trade credit insurance to enhance senior tranches | Up to 12 months |
| Hybrid ABL-Securitization | Secured borrowing against eligible receivables under rating triggers | 1–3 years |
Why Clients Work With Us
- Our deal team includes structured credit analysts, ex-Deloitte securitization accountants, and international capital markets lawyers
- We manage regulatory compliance across multiple jurisdictions (UK, EU, UAE, South Africa, Mauritius)
- Strong distribution access: direct lines to private credit desks, trade finance funds, insurance-wrapped note buyers
- We support full execution—from eligibility memos to term sheets to data room packaging
Whether you’re preparing your first transaction or optimizing a seasoned receivables program, our operators understand the nuances that make or break a securitization.
Where We Operate
We assist issuers and originators in:
- Europe: UK, Germany, Netherlands, Portugal, Switzerland
- Gulf Region: UAE, KSA, Bahrain, Oman
- Africa: South Africa, Kenya, Nigeria, DRC, Ghana
- Asia: Singapore, India, Bangladesh, Vietnam
- Americas: USA, Mexico, Brazil, Colombia
If you're seeking structured funding for receivables or need support preparing a deal for investors, you can request a proposal through the form in the footer of this page.
