Public Commentary: The overview below outlines FG Capital Advisors’ real-estate finance capabilities. It is provided for information only and should not be regarded as a commitment to lend, invest, or arrange financing.
Real Estate Finance Advisory: Debt & Equity Solutions for Property Investors
In real estate, capital terms often decide a transaction’s success. Whether you are acquiring a single asset, repositioning a portfolio, or refinancing a mature property, our advisers navigate credit markets and equity channels to match the project’s risk profile and timeline.
Situations We Address
- Ground-up development that requires senior debt together with supplemental equity.
- Value-add strategies targeting higher net operating income before exit or take-out.
- Stabilised portfolios seeking to reduce borrowing costs or extend maturities.
- Cross-border investors looking for on-shore funding partners and currency-hedged structures.
Advisory Scope
- Debt Placement: Senior, stretch-senior, mezzanine, and preferred equity across all property types.
- Equity Raising: Joint-venture partners, co-GP capital, and club arrangements for large-scale projects.
- Financial Modelling: Detailed rent-roll analysis, cash-flow stress tests, and exit-yield scenarios.
- Term Negotiation: Margin, DSCR, covenant flexibility, prepayment mechanics, and draw schedules.
- Closing & Disbursement Management: Coordination of legal, title, survey, and construction monitoring to maintain funding momentum.
Execution Framework
- Project Assessment: Review asset plans, sponsorship strength, and market fundamentals.
- Capital Strategy: Determine optimal leverage, tranche sizing, and indicative pricing.
- Market Engagement: Circulate a concise information package to pre-screened lenders and investors.
- Term Sheet Refinement: Compare proposals, calibrate structure, and identify deliverability risks.
- Documentation & Funding: Finalise agreements and oversee initial draws and subsequent requisitions.
Indicative Capital Terms
| Instrument | Typical Range |
|---|---|
| Senior Debt LTV | 55 – 65 % |
| Mezzanine / Preferred LTV | Up to 80 % |
| Senior Margin | SOFR + 200 – 325 bps |
| Mezzanine Return | 9 – 13 % (cash / PIK blend) |
| Typical Tenor | 3 – 5 years (bridge) / 7 – 10 years (permanent) |
Why Investors Engage FG Capital Advisors
- Relationships with domestic and international capital providers active across market cycles.
- Senior-level guidance from mandate through final disbursement, ensuring continuity and accountability.
- Transparent dialogue on leverage tolerance, pricing benchmarks, and covenant trade-offs.
Next Step
To discuss financing options for your upcoming transaction, schedule a confidential consultation with FG Capital Advisors.
This material does not constitute investment advice or an offer to arrange, underwrite, or provide any financing. Professional counsel should be sought before acting on the information contained herein.
