Private Fixed Income Fund for Accredited Investors

Disclosure. For US accredited investors only under Reg D 506(c). This is not an offer. Any commitment requires verification, KYC/AML, and acceptance via definitive documents. Targets are estimates. Capital is at risk.

Private Fixed Income Fund for Accredited Investors

We originate and acquire short-duration, senior-secured credit assets and pay out monthly in USD. Collateral first, yield second. You get steady cash flow; we handle origination, underwriting, servicing, and reporting.

1. Snapshot

Item Outline
Vehicle Private LP/LLC with SPV sleeves per asset pool; evergreen with periodic subscriptions/redemptions.
Strategy Senior-secured private credit: asset-backed loans, receivables, equipment finance, and select bridge facilities.
Target Net Yield to Investors 7–10% annually, paid monthly in USD (policy-based, not guaranteed).
Duration Short-dated assets; weighted average life typically 6–18 months.
Security Package First-lien, UCC filings, assignments, cash dominion/blocked accounts; covenants and reporting.
Minimum Ticket USD 250k+; larger allocations prioritised.
Fees Management fee plus performance over an investor preferred return. Full schedule in the PPM.
Liquidity Monthly or quarterly windows with notice; gates may apply to protect the pool.
Key Risks Credit losses, collateral impairment, servicing failures, concentration, macro shocks. We mitigate, we don’t pretend they vanish.

2. How Cash Flows Work

Step 1 — Originate or acquire.

We source senior-secured assets with clear collateral and short payback: invoices, contracts, equipment, or real assets with strong resale value.

Step 2 — Underwrite and control cash.

Advance rates set below liquidation values, covenants set at entry, and payments swept through controlled accounts.

Step 3 — Collect and distribute.

Interest/discount income and fees are pooled. After expenses and reserves, we pay investors monthly in USD according to the waterfall.

3. Waterfall (Plain English)

  • Servicer/admin costs
  • Fund expenses
  • Management fee
  • Reserve buffer (1–2 months of payouts)
  • Investor preferred return (monthly)
  • GP performance over the pref

4. Collateral & Covenants

  • Eligibility rules: Only assets with verifiable contracts, title, or registries.
  • Advance rates: Typically 60–85% of conservative value; headroom required.
  • Concentration caps: Per borrower, sector, tenor, and geography.
  • Controls: UCC-1 filings, assignments, cash dominion, step-in rights.
  • Monitoring: Borrower reporting, covenants, inspections, and rapid cure mechanics.

5. Risk Controls

  • First-loss capital: Manager/affiliate capital and/or reserves ahead of investor distributions.
  • Over-collateralisation: Structural cushion at pool and asset level.
  • Independent oversight: Third-party admin, annual audit, and bank-controlled accounts where required.
  • Workout playbook: Clear path for repossession, remarketing, or litigation where needed.

6. Eligibility & Process

  • Who can invest: US accredited investors (Reg D 506(c)). Verification required.
  • Process: Confirm accreditation → receive PPM and subscription docs → fund on call date → start monthly payouts after first accrual.
  • Reporting: Monthly statements; K-1 annually if LP/LLC structure.

Want monthly USD income secured by collateral and governed by hard covenants? Request the investor pack (PPM, sample reports, pipeline).

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Disclaimers

  • Not an offer or solicitation. Any offer is made only through definitive documents.
  • Targets are not guarantees. You can lose capital.
  • Liquidity windows and gates protect existing investors; redemptions are not on demand.