Private Aircraft Financing And Acquisition Loans
Private aircraft acquisitions are commonly financed rather than paid fully in cash. Corporate buyers, charter operators, and high-net-worth individuals frequently structure aviation loans to preserve liquidity while acquiring high-value aircraft.
FG Capital Advisors works on financing transactions involving business jets and private aircraft including acquisition loans, refinancing of existing aircraft debt, and structured aviation credit facilities.
In certain transactions additional capital may also be structured through gap financing when the primary lender funds only part of the acquisition price.
Request A QuoteTypical Aircraft Financing Scenarios
- Financing the acquisition of a private jet or business aircraft
- Refinancing an existing aircraft loan
- Liquidity facilities secured by owned aircraft
- Structured financing for charter operators acquiring aircraft
- Bridge financing for aircraft purchases
- Supplemental gap financing when acquisition funding is incomplete
How Aircraft Financing Works
Aircraft financing is typically structured as asset-based lending secured by the aircraft itself. Lenders review the aircraft model, age, maintenance history, market liquidity, and borrower profile before determining loan terms.
Aircraft with strong resale markets and established valuation benchmarks tend to support higher leverage. Financing terms ultimately depend on collateral quality, borrower credit strength, and transaction structure.
Gap Financing In Aircraft Acquisitions
In some transactions the primary lender may finance only part of the aircraft purchase price. Additional capital may sometimes be arranged through structured gap financing or mezzanine capital to complete the acquisition.
These structures depend on borrower profile, collateral value, and transaction size but can allow buyers to complete acquisitions while preserving liquidity.
What We Help With
- Aircraft financing feasibility review
- Structuring of aviation acquisition loans
- Preparation of lender-facing financing materials
- Coordination with aviation lenders and leasing companies
- Refinancing of existing aircraft loans
- Structured capital stack design including potential gap financing
Important Considerations
Not all aircraft or borrower profiles qualify for financing. Lenders evaluate aircraft type, maintenance condition, resale market liquidity, and borrower financial strength before approving credit facilities.
Financing remains subject to lender underwriting and final credit approval.
If you are acquiring a private aircraft, refinancing an aviation loan, or structuring financing for a jet purchase, submit the transaction details for review.
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