Notice. FG Capital Advisors provides transaction structuring and placement services. Facilities remain subject to lender approval, KYC and AML review, collateral controls and definitive documentation.
Metal Repo Financing
Structured inventory financing for metals traders, processors and distributors using eligible warehouse stock as the core collateral pool.
What We Deliver
Metal Repo Facility Structuring
- Repo facilities secured by eligible metal inventory
- Title transfer or perfected security over warehouse stock
- Borrowing base mechanics and inventory eligibility criteria
- Release controls linked to repayment or replacement collateral
- Receivables take-out structures where applicable
Lender Placement
- Placement with commodity finance lenders
- Private credit and specialty finance providers
- Structured trade finance funds
- Banks with commodity finance capabilities
- Asset-backed lending providers
Metals We Can Assess
Non-Ferrous Metals
- Aluminium coils and ingots
- Copper cathodes
- Nickel cathodes and briquettes
- Zinc ingots
- Lead and other eligible base metals
Semi-Finished Products
- Aluminium coils
- Steel coils
- Billets
- Bars
- Sheets and selected processed metal products
Eligibility depends on product liquidity, valuation transparency, warehouse location and the lender's collateral policy.
Eligibility and Required Materials
Transaction Eligibility
- Verifiable ownership or purchase rights over inventory
- Identifiable warehouse or bonded terminal
- Reliable inventory valuation
- Commercially credible supply and sales activity
- Acceptable insurance coverage
- Satisfactory sanctions and compliance profile
Initial Materials
- Inventory schedule with grade and quantity
- Lot numbers and warehouse location
- Warehouse receipts
- Purchase invoices and supply contracts
- Assay or quality certificates
- Insurance documentation
Collateral and Warehouse Controls
Inventory Control
- Approved warehouse or terminal
- Independent collateral manager where required
- Periodic stock reconciliation
- Independent inspection
- Controlled inventory release procedures
- Reporting of stock movements
Borrowing Base Controls
- Product eligibility matrix
- Advance rates by metal type
- Market value haircuts
- Concentration limits
- Aging restrictions
- Margin maintenance requirements
Typical Financing Uses
Inventory Acquisition
Finance the purchase of eligible metals that will remain under agreed warehouse control during the facility period.
Working Capital Release
Release liquidity from existing inventory while the metals remain available for future sale or processing.
Trade Cycle Financing
Bridge the period between inventory acquisition and receipt of buyer proceeds.
Refinancing Existing Stock
Refinance qualifying warehouse inventory that has already been purchased with company capital.
Our Execution Process
1. Inventory Assessment
We review metal type, quantity, location, ownership and expected financing requirement.
2. Collateral Structure
We establish the proposed title transfer, pledge structure and warehouse controls.
3. Borrowing Base
Eligible inventory is mapped against advance rates, haircuts and concentration limits.
4. Lender Placement
The mandate is presented to selected commodity finance and private credit providers.
5. Due Diligence
Warehouse, legal, insurance and collateral requirements are coordinated with the proposed lender.
6. Closing
Final security documents and operational controls are completed before funding.
Sample Term Sheet
| Borrower | Metals trading company, processor, distributor or eligible transaction SPV |
| Facility | Repo or inventory-backed facility secured by eligible metal stock |
| Indicative Size | 5,000,000 to 75,000,000 USD subject to inventory value and borrower profile |
| Advance Rate | Approximately 60% to 85% of eligible inventory value after applicable haircuts |
| Tenor | Transaction-specific or revolving facility aligned with inventory turnover |
| Collateral | Title transfer or perfected pledge over eligible inventory |
| Warehouse | Approved warehouse, bonded terminal or controlled storage location |
| Controls | Stock reporting, borrowing base tests, release controls and inspection requirements |
| Insurance | Appropriate inventory insurance with lender protections where required |
| Pricing | Determined by lender underwriting, facility size, collateral quality and jurisdiction |
| Conditions Precedent | KYC, legal review, insurance, warehouse approval and security perfection |
Terms shown above are illustrative. Each financing proposal is established following underwriting and lender review.
Submit Your Metal Inventory Financing Requirement
Provide the metal type, inventory value, warehouse location and required facility amount for an initial assessment.
Open Client IntakeDisclosures. FG Capital Advisors acts as a financial advisor and placement intermediary. Financing remains subject to collateral eligibility, lender approval, compliance review and definitive documentation. Pricing and advance rates depend on the transaction.
