Metal Inventory Repo Funding

Indicative Terms and End-to-End Closing Framework

FG Capital Advisors arranges short-term repo funding for metal inventories and places each transaction through forward-flow agreements already signed with specialist lenders. Deal timelines depend on collateral analysis and document drafting—not on finding capital. The framework below sets out commercial terms, closing mechanics, fees and compliance standards. Click any heading to expand details.

1  |  Facility Snapshot

Eligible Borrowers Miners, smelters, traders, fabricators holding unencumbered stock
Minimum Size USD 10 million
Legal Form True sale with forward repurchase; title passes to lender at closing
Metals Accepted Copper, aluminum, nickel, zinc, tin, lead, cobalt, lithium units, gold, silver, PGMs, steel billets/coils and other exchange-priced cargoes
Storage LME/COMEX or bonded warehouses worldwide that support enforceable pledges
Discount / Haircut 10 % – 50 %   (volatility-driven)
Advance Rate Up to 90 % of benchmark price after discount
Tenor 30 – 180 days; rollable every 30 days with margin compliance
Pricing SOFR + 2.0 % – 4.5 %
Price Source LME Official, COMEX Close or Fastmarkets index (agreed at mandate stage)
Margin Calls Daily MTM; variation posted next business day when collateral value falls below the level needed to maintain the agreed LTV.
Security Pledged warehouse receipts; perfection filings on signing day
Forward-Flow Capacity Pre-committed lines refreshed monthly – no placement delay once underwriting file is complete

2  |  Step-by-Step Closing Procedure

  1. Initial Submission (Business Day 1) — Borrower uploads KYC, inventory list, warehouse receipts, insurance slips.
  2. Preliminary Review (BD 1 – 2) — FGCA screens collateral, sanctions, title chain; issues economic outline by end of BD 2.
  3. Mandate & Retainer (BD 3) — Borrower signs mandate and wires USD 50k – 175k retainer (covers underwriting, legal drafts, inspections). Exclusivity runs 60 days.
  4. Collateral Audit (BD 3 – 6) — Independent inspector confirms weight, grade and warehouse conditions; insurance endorsements verified in parallel.
  5. Lender Credit File (BD 4 – 8) — FGCA compiles full data room; where lenders run their own credit, review proceeds concurrently.
  6. Legal Drafts (BD 6 – 10) — Master repo agreement, pledge deeds, lien searches and filings circulated for signature.
  7. Final Margin Matrix (BD 10) — Parties lock MTM schedule, cure periods and liquidation triggers.
  8. Signing & Funding (BD 11 – 12) — Documents executed; lender wires gross proceeds; FGCA nets closing fee (3 %); borrower receives balance same day.
  9. Post-Close Monitoring — Daily pricing, variation margin and quarterly warehouse re-inspection via FGCA portal.

3  |  Fees Payable to FG Capital Advisors

  • Retainer — USD 50,000 – 175,000 (credit against closing fee).
  • Closing Fee — 3 % of gross funds raised, deducted at disbursement.

4  |  Introducer & Broker Programme

Approved introducers receive 10 % of the retainer and 20 % of FGCA’s closing fee. Submit client opportunities through the form; once onboarded, brokers receive portal credentials and a commission agreement.

5  |  Business Continuity

FGCA operates mirrored data centres, dual-signatory banking and key-person insurance. If operations are interrupted, an independent backup agent services active mandates under identical economic terms.

6  |  Legal & Compliance Highlights

  • Documentation under English Law or New York Law.
  • Borrower warrants collateral is lien-free; chain-of-custody provided.
  • AML/KYC follows FATF guidance; full sanctions screening.
  • Lender may liquidate collateral if margin is not met within the cure window.
  • Strict confidentiality; public statements require mutual consent.

Next Step: Submit Your Deal

Click the button below, complete the form and upload the requested files. If your proposal fits our capacity lines, we will forward a mandate letter and retainer invoice for signing and payment.

Disclaimers

This term sheet is indicative and subject to full legal, technical and credit due diligence. FG Capital Advisors acts as arranger and does not deploy its own balance sheet unless specified in executed documents. Terms may change until definitive agreements are signed. Independent legal, tax and financial advice is recommended.

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