Letters of Credit (LC) Advisory Services

Important. Marketing material, not advice or a commitment to arrange financing. LC availability, pricing, and terms depend on bank capacity, counterparty risk, sanctions and AML checks, and document compliance.

Letters of Credit (LC) Advisory Services

We help importers and exporters secure workable LC terms and present clean documents so proceeds release on time. Coverage spans UCP600, ISP98, and URDG758 from application wording to advising, confirmation, discounting, and discrepancy management.

What We Cover

  • Import LCs: sight, usance, and UPAS structures
  • Export LCs: advising, silent or confirmed, discounting and pre-shipment finance
  • Standby LCs / Guarantees: performance, advance payment, bid bonds (URDG758 or ISP98)
  • Structures: transferable, back-to-back, red or green clause, revolving LCs
  • Controls: reimbursement undertakings, confirmation by rated banks, assignment of proceeds

Where It Helps

  • New counterparties or larger tickets without open-account risk
  • Working capital pressure and shipment bunching (discounting or UPAS)
  • Emerging market risk transfer via confirmation or insurance
  • Multi-party supply chains that need transferable or back-to-back mechanics
  • High discrepancy rates delaying cash and deliveries

Outcome. LC terms aligned to the contract, documents prepared to standard, and funds received on a predictable timeline.

Process and Key Terms We Tighten

Process

  • Week 1. Deal review, Incoterms and risk map, draft LC application and wording
  • Week 2. Issuing or confirming bank approach, fee grid, reimbursement mechanics
  • Pre-shipment. Document templates (invoice, packing list, BL or AWB, certificates), checklist and timing
  • Presentation. Pre-check, cure of discrepancies, discounting or UPAS draw, proceeds tracking

Terms We Focus On

  • Latest shipment and presentation periods; ports; partials and transhipments
  • BL wording (on board, clean, charter party), consignment and notify fields
  • Document consistency: quantities, weights, descriptions, tolerances
  • Confirmation conditions, country risk, silent versus advised only
  • Charges outside or between banks, reimbursement instructions, governing rules

Request LC Support

Share shipment terms (Incoterms and ports), counterparties, the draft contract, and the LC structure you prefer. We will respond with a document plan and a bank approach.

Open Client Intake

Disclaimers. FG Capital Advisors acts as an advisor, not a bank or insurer. LC issuance and confirmation are subject to bank approval, KYC, AML and sanctions screening, and definitive documentation. Timing and pricing vary by jurisdiction, cargo, counterparties, and banking capacity. Past outcomes do not predict future results.