Professional Services. Page prepared September 2025. FG Capital Advisors acts as arranger and advisor via regulated partners. Typical engagements begin with a paid mandate.
Trade Finance Advisory
Working capital and risk mitigation for importers, exporters, and commodity trading groups. We design and place bankable structures around real flows, documentary evidence, and controlled collections.
What We Do
Structure, underwrite, and place trade finance solutions with banks, insurers, and private credit funds. Focus on self-liquidating deals anchored in contracts, LCs, bills of lading, and insured receivables.
Who We Serve
Established traders, distributors, and manufacturers with repeat lanes, predictable DSO, and audited accounts. Annual turnover usually above USD 100 million. Smaller but well-documented programs assessed case by case.
Where We Add Value
LC issuance and confirmation, insured AR securitization, borrowing base RCFs, inventory repo at port or warehouse, pre-export finance, forfaiting, and documentary collection frameworks under UCP 600 and Incoterms 2020.
Risk & Controls
Assignment of proceeds, lockbox or escrow waterfalls, collateral management agreements, warehouse receipts, eligibility tests, obligor caps, sanctions and AML screens, trade credit insurance where required.
Typical Outcomes
Improved liquidity, longer supplier terms, confirmed buyer payment risk, faster cash conversion, scalable capacity tied to eligible collateral and documented trade cycles.
Engagement Model
Mandated advisory with a retainer for underwriting and placement. Success fee payable on funded lines or executed placements. Clear scope, timelines, and deliverables before kick-off.
| Solutions & Use Cases | |||
|---|---|---|---|
| Solution | Best For | Repayment Source | Key Terms |
| Confirmed LC Issuance & Discounting | Importers needing supplier confidence and exporters needing early cash on usance LCs | Confirming bank payment at maturity | Pricing by tenor, country, and bank risk. Clean documents under UCP 600. |
| Trade Credit Insurance-Backed AR Finance | Exporters with diversified obligors and repeat shipments | Collections from obligors or LC settlement | Advance rates set by policy terms, debtor limits, and aging rules. |
| Borrowing Base Revolving Credit | Distributors with eligible AR and inventory in regulated warehouses | Daily lockbox collections to a controlled account | AR up to 80% eligible. Inventory up to 50% eligible. Covenants and reporting. |
| Inventory Repo with Title Transfer | Commodity stock at port or inland warehouse with CMA oversight | Sale proceeds or buy-back on exit | Advance vs NOLV, daily marks, inspection, and strict release conditions. |
| Pre-Export Finance | Producers with offtake contracts and export proceeds controls | Export proceeds through escrow or assigned collection accounts | Assignment of offtake, hedging where relevant, performance monitoring. |
| What Lenders And Investors Expect | ||
|---|---|---|
| Dimension | What To Evidence | Why It Matters |
| Counterparty Quality | Buyer credit files, payment history, sanctions and AML screens | Sets limits, advance rates, and pricing bands |
| Documentary Strength | Contracts, POs, UCP 600 LCs, BLs, insurance certificates, invoices | Supports self-liquidation and cures |
| Controls | Assignment of proceeds, escrow waterfalls, CMAs, warehouse receipts | Protects collections and reduces loss severity |
| Diversification | Obligor caps, sector and country limits, tenor buckets | Stabilizes performance |
| Reporting | Borrowing base certificates, AR aging, eligibility tests, covenant compliance | Enables monitoring and early action |
Execution Path
Screening. Quick review of trade flows, lanes, obligor mix, and collateral. Fit check with banks, insurers, and credit funds.
Structuring. Define facility type, limits, advance rates, eligibility, and controls. Map documents and settlement flows.
Diligence. Financials, legal docs, KYC, insurance terms, CMAs, and data reporting. Prepare the investor and lender pack.
Funding. Term sheet negotiation, credit approval, closing checklists, account setup, and first draw.
| Documentation Checklist | ||
|---|---|---|
| Category | Examples | Notes |
| Corporate | Constitutional docs, ownership chart, board approvals | Full KYC for all relevant parties |
| Trade | Master contracts, POs, invoices, BLs, inspection, Incoterms 2020 | Documentary paths must be clear end to end |
| Banking | LC texts, confirmations, assignment of proceeds, escrow agreements | Aligned with UCP 600 and settlement rules |
| Collateral | CMAs, warehouse receipts, insurance, hedging where relevant | Release conditions and reporting cadence defined upfront |
| Financial | Audited accounts, AR aging, inventory reports, cash flow | DSO and inventory turns drive eligibility |
Request A Trade Finance Proposal
Tell us your lanes, counterparties, DSO, and current limits. We will come back with a plan and a path to funding. Engagements typically start at a USD 59,500 retainer for underwriting and placement. Success fees apply on funded lines.
Start Client IntakeFAQ
What size programs do you place
From USD 5 million starter lines to USD 250 million multi-lender programs, depending on collateral quality, diversification, and reporting capability.
Can you work with our existing banks
Yes. We add capacity through confirmations, insured receivables, or private credit while keeping core banking relationships intact.
Do you arrange trade credit insurance
We coordinate with specialist brokers and insurers to align policy terms with eligibility rules and advance rates.
How fast can we close
Simple LC confirmations can close in weeks once documents are aligned. Borrowing base and repo lines take longer due to controls and set-up.
Which geographies do you cover
Europe, Middle East, Africa, Asia, and the Americas. Country and sector limits apply per lender or insurer.
What if we are below USD 100 million turnover
We can assess if documentary strength, obligor quality, and controls compensate for smaller scale. Case by case.
Disclaimer. FG Capital Advisors provides advisory and arrangement services. We operate under a chaperone model via regulated partners. Examples and figures are illustrative and subject to diligence and credit approval by relevant parties.
