Fractional CFO Services For Commodity Businesses

Notice. FG Capital Advisors provides fractional CFO support, structuring, financial preparation, and capital raising support for commodity businesses. We are not a bank, not a fund, and not a guarantor of financing. Any funding outcome remains subject to provider underwriting, KYC and AML checks, sanctions screening, documentary standards, legal review, and final credit approval.

Fractional CFO Services For Physical Commodity Traders, Importers, And Exporters

A lot of commodity businesses do not need a full-time CFO. They need someone who can tighten the numbers, shape the financing case, handle lender-facing work properly, and stop capital raising from turning into a mess.

This service is built for physical commodity traders, importers, exporters, distributors, and processors that need financial leadership tied directly to funding, working capital, and transaction execution. The goal is not generic reporting. The goal is to make the business more financeable and more credible in front of banks, funds, insurers, and counterparties.

Best fit:

  • Physical commodity traders scaling volume
  • Importers and exporters raising working capital
  • Businesses preparing for lender or investor review
  • Management teams that need sharper financial execution

What This Service Is For

This service is for commodity businesses that need more than bookkeeping and management accounts. It is for companies that need lender-ready numbers, tighter funding requests, stronger financial materials, and a more disciplined capital process. That can include working capital raises, trade finance preparation, investor materials, lender Q&A support, and internal financial organization around live transactions.

In blunt terms, this is for businesses that are tired of looking underprepared in front of funders.

Pricing

Monthly Retainer

USD 10,000

Per Month

This retainer is designed for businesses that need active capital preparation, lender-facing support, transaction discipline, and ongoing financial structuring without hiring a full-time executive. It covers hands-on support around financing materials, working capital strategy, lender and investor readiness, and ongoing financial coordination tied to live commercial activity.

It is not a passive reporting package. It is meant for businesses with real funding needs, active counterparties, and near-term execution requirements.

Qualifications You Gain Access To

Structured finance and capital raising experience tied to trade finance, working capital, asset-backed structures, and lender-facing execution.

Financial modeling and forecasting capability for transaction sizing, liquidity planning, repayment logic, and capital stack preparation.

Underwriting and lender-preparation support focused on turning weak or messy files into cleaner credit cases.

Commercial finance coordination across counterparties, documents, facilities, cash cycles, and transaction mechanics.

Trade Finance Lines

We help prepare and position commodity businesses for revolving or repeat trade finance capacity tied to ongoing commercial flows. The real issue is not asking for a line. It is building a file that can support one.

Supplier Payment Support

Where suppliers need cash before goods move, we help structure the repayment logic, document set, and lender-facing presentation needed to support supplier-side funding.

Receivables Finance

For businesses selling on deferred terms, we help shape receivables-backed funding requests around buyer quality, collection mechanics, and documentary strength.

Inventory Finance

Where stock is sitting in storage or controlled transit, we help assess whether that inventory can support a financeable working capital structure.

Warehouse Receipt Financing

We help structure funding cases around verified stored goods, with attention to collateral control, release mechanics, valuation, and repayment.

Pre-Export Finance

For exporters and traders needing funding before buyer payment lands, we help frame the facility around offtake, receivables, collateral logic, and transaction controls.

Borrowing Base Facilities

Where inventory and receivables can support a formula-driven facility, we help tighten eligibility, reporting logic, and lender protections.

LC And SBLC Support

We help determine when letters of credit or standby letters of credit fit the transaction, and how they should be presented as part of a legitimate credit support structure.

Structured Payables

Where buyers need time and suppliers want prompt payment, we help shape the commercial logic, documentation, and financing narrative behind structured payables requests.

What We Typically Handle Month To Month

Workstream What It Includes
Capital raising preparation Financial materials, funding requests, transaction summaries, lender-facing positioning, and capital stack framing.
Liquidity and working capital management Cash planning, transaction timing, facility sizing logic, and pressure-point identification.
Lender and investor support Follow-up materials, Q&A preparation, underwriting responses, and sharper presentation of the business.
Internal finance discipline Better visibility on margins, obligations, repayment logic, and how live deals affect the capital story.

Why Commodity Businesses Use Fractional CFO Support

Because lenders do not care that management is busy. They care whether the file is clear, the numbers tie together, the ask makes sense, and the repayment story is credible. A fractional CFO setup gives the business access to that level of financial control without the cost and delay of building a full-time executive bench too early.

The right commodity finance opportunity can still die if the business looks financially disorganized. This service exists to stop that.

Disclosure. This page is for informational and commercial purposes only and does not constitute legal, tax, regulatory, underwriting, or investment advice. Any financing outcome remains subject to provider appetite, diligence, documentary standards, and definitive agreements. Monthly retainers cover support, preparation, and execution assistance and do not guarantee funding.