Public Commentary: Overview of FG Capital Advisors’ debt-financing advisory for mid-market companies. No commitment to lend.

Debt Financing Advisory: Tailored Solutions for Mid-Market Companies

Banks crave pristine collateral. You need breathing room to grab growth, fix bottlenecks, or ride out the storm. We pair you with lenders who understand your story—then negotiate terms your board can live with.

Pressure Points We Solve

  • Seasonal swings squeezing cash.
  • High-priced vendor debt eating margins.
  • Legacy facilities with covenants you can’t hit anymore.
  • Capex bursts for new plants, tech, or bolt-ons.

Service Highlights

  • Facility Mapping: Revolvers, ABL, unitranche, term loans—right size, right tenor.
  • Lender Matchmaking: Bank and non-bank players hungry for mid-market risk.
  • Covenant Engineering: Metrics and baskets that reflect real-world swings.
  • Pricing Tactics: Margin-ratchet grids, call protection, fee caps.
  • Closing Support: Workstreams coordinated so funding lands without drama.

Typical Deal Timeline

  1. Week 1: Mandate, deep dive, debt-capacity model.
  2. Weeks 2–3: Teaser & info memo, targeted outreach.
  3. Weeks 4–5: Term sheets, management calls, site visits.
  4. Weeks 6–8: Final credit approvals, documentation, funding.

Indicative Metrics

Metric Typical Range
Total Leverage 3.0–4.0× EBITDA
Revolver Pricing SOFR + 225–325 bps
Unitranche Pricing SOFR + 550–700 bps
Tenor 3–7 years

Why Partner With Us

  • Lender list built over two decades—banks, BDCs, private credit.
  • No cookie-cutter decks—your numbers, your voice, straight talk.
  • Team sticks through closing and beyond, not just the beauty parade.

Your Move

Feeling the squeeze? Let’s build a debt stack that breathes.

Information only. Not advice or an offer. Confirm details with qualified advisers.