Notice. This page is informational and general in nature. Facility terms, collateral enforceability, and monitoring standards vary by lender, jurisdiction, commodity, and custody regime. Obtain independent legal advice for documentation.
Borrowing Base And RCF Advisory For Commodity Traders
Increase facility availability and reduce lender friction with a borrowing base that matches how you actually trade. We help you translate inventory, in-transit positions, and receivables into a lender-ready structure with clear controls and reporting.
Outcome focus: fewer exceptions, cleaner borrowing base certificates, tighter covenant headroom visibility, and faster term sheet discussions.
Request A QuoteWhat You Gain
- Higher usable availability through clearer eligibility and reserves.
- More predictable draws and repayments tied to shipment cycles.
- Reduced monitoring pressure through a disciplined reporting pack.
- Better negotiation leverage by presenting lender-grade evidence and controls.
Common searches: borrowing base facility, revolving credit facility for commodity traders, borrowing base certificate, inventory financing, in-transit finance, warehouse financing, trade receivables financing, metals repo financing.
Who This Fits
- Physical traders with repeat flows and identifiable counterparties.
- Businesses constrained by cash conversion cycle timing.
- Firms holding financeable inventory in approved custody.
- Traders selling on terms who need receivables eligibility rules.
What We Deliver
- Borrowing base mechanics: eligibility for inventory, in-transit, and receivables, plus haircuts, reserves, and concentration limits.
- Borrowing base certificate package: templates, definitions schedule, exception log, and reconciliation workflow.
- Controls blueprint: title flow mapping, custody and release points, proceeds flows, and reporting cadence aligned to how the trade settles.
- RCF and covenant support: covenant headroom modeling, cure paths, and reporting discipline that reduces surprises.
- Lender packaging: data room structure, lender Q&A support, and term sheet comparison focused on economics and control requirements.
How The Work Typically Runs
- Step 1: Rapid review of your trade flows, contracts, documents, custody set-up, and constraints.
- Step 2: Borrowing base rules, reporting pack, and control points drafted in lender-ready terms.
- Step 3: Packaging and term sheet discussions, with a structured Q&A process.
- Step 4: Optional post-close support to keep reporting clean and exceptions contained.
We are not a bank and do not provide credit. We are not a law firm and do not provide legal advice. We provide advisory support and coordinate with your counsel and lender counsel so documentation reflects the agreed mechanics.
FAQ
Can you advise on borrowing base facilities and revolving credit facilities?
Yes. We advise on eligibility, reserves, advance rates, reporting, controls, covenant headroom, and lender packaging. Credit decisions remain with lenders and their credit committees.
Do you provide the facility or guarantee funding?
No. We provide best-efforts advisory support. Any facility remains subject to KYC and AML, sanctions screening, diligence, documentation, collateral controls, and lender approvals.
What collateral can be included in a borrowing base?
Common categories include eligible inventory, eligible in-transit positions, and eligible receivables. Eligibility depends on commodity type, documentation, custody controls, insurance, and enforceability.
What is a borrowing base certificate?
It is the periodic calculation of availability based on eligible collateral after applying haircuts, reserves, and exclusions, supported by a reconciliation and exceptions trail.
Can you support amendments to an existing RCF?
Yes. We support borrowing base redesign, reporting remediation, covenant headroom analysis, and lender-facing packaging for amendments and renewals.
If your objective is more availability with fewer exceptions, start with eligibility rules, custody and release control points, and a reporting pack lenders can rely on. Share your trade flow and collateral profile to receive a quote.
Request A QuoteDisclosure. This content is for informational purposes and does not constitute legal, tax, accounting, or financial advice. FG Capital Advisors is not a bank or lender. Engagements are advisory and best-efforts, subject to diligence and third-party approvals.
