Why is an initial assessment required?

The initial assessment ensures your transaction aligns with lender criteria, verifying feasibility and ensuring streamlined underwriting.

What regions do you finance?

We finance transactions globally, including North America, Europe, Africa, Asia, and the Middle East.

What types of commodities and goods can be financed?

We cover metals (e.g., copper, lithium, gold), agricultural products, energy commodities (oil, gas), machinery, electronics, manufactured goods, and consumer goods.

How long does the PO financing process take?

Typically, initial assessments take 1–3 business days, while full underwriting and distribution to lenders may take approximately 2–4 weeks, depending on complexity and documentation readiness.

Are letters of credit (LCs) included in your financing solutions?

Yes, structured letters of credit are among the financing options we provide, alongside bridging loans and commodity-backed financing.

Do you provide bridging loans for urgent funding needs?

Yes, bridging loans are available to cover immediate short-term liquidity gaps until longer-term financing solutions are secured.

What exactly does underwriting and due diligence include?

Our comprehensive underwriting process includes financial analysis, risk assessment, verification of buyer credibility, commodity appraisal, compliance checks, and detailed legal review.

Can funding be guaranteed?

Funding decisions are ultimately at lenders' discretion. While we cannot guarantee funding, our rigorous underwriting and structuring significantly enhance the likelihood of successful financing.

Structured Trade Finance Explained: How to Optimize Risk and Returns in Global Trade

Structured trade finance connects exporters, traders, and credit investors through collateralized, short-duration transactions. At FG Capital Advisors, we structure these deals to optimize working capital, reduce counterparty risk, and maintain compliance with global banking standards—all while targeting consistent income for our investors.

What Is Structured Trade Finance?

Structured trade finance refers to a form of cross-border financing where capital is secured not by the borrower’s credit rating, but by the underlying commercial transaction—typically commodities or bulk goods. It leverages collateral like title documents, warehouse receipts, or confirmed orders to fund trade flows that banks may not.

Unlike traditional lending, it’s engineered around the deal itself: purchase contracts, delivery schedules, payment obligations, and risk mitigants such as insurance or escrow.

How Structured Trade Finance Works

Collateral Structuring: Margin is calculated against goods in storage, in transit, or under confirmed contract.
Tranche-Based Disbursement: Funding is released at key milestones—inspection, shipment, or customs clearance.
SPV or Offshore Execution: For jurisdictional risk control, FX flexibility, or regulatory routing.
Risk Insurance: Trade credit or political risk insurance is used to lift advance rates and protect repayment flows.

Why Exporters and Traders Use It

Many emerging-market exporters or cross-border traders lack access to affordable working capital. Banks often require full cash margins or impose delays due to internal restrictions. Structured trade finance bypasses those limits, funding goods based on transaction economics, not corporate credit.

Our team supports deals involving pre-export contracts, inventory in bonded warehouses, and receivables from rated buyers. We’ve arranged facilities where borrowers received up to 85% of FOB value—without posting full collateral upfront.

Why It Matters for Investors

Structured trade finance delivers access to short-duration, asset-backed credit—where risk is secured by goods, contracts, and enforceable collateral. It’s a niche strategy with low correlation to public markets. At FG Capital Advisors, our trade finance strategies have delivered net annual returns of 7%, backed by granular underwriting and deal-level control.

Our investors gain access to legal-first structures across agriculture, metals, and energy trades—often with less than 180-day duration and documented counterparty obligations.

What We Finance

Pre-export and prepayment trades in soft commodities, base metals, or energy
Receivables and inventory-backed borrowing base facilities
Documentary credit and LC issuance with partial margin support
Structured discounting or forfaiting of bilateral contracts
ARF, SBLC, or DLC issuance backed by assigned flows

Explore Trade Finance as a Strategy

FG Capital Advisors structures and underwrites real transactions for both exporters and investors. We fund trade deals from USD 500,000 to USD 100 million through pre-approved mandates, forward flow agreements, and our investor network.

Learn how we deploy capital across global trade routes: FG Capital Advisors – Trade Finance Fund

Frequently Asked Questions

How is structured trade finance different from traditional lending?
It’s tied to specific trade flows and collateral, not long-term corporate credit. Transactions are self-liquidating and backed by enforceable instruments and insurance.

What returns do trade finance investors typically see?
Net returns range from 6% to 8% annually for secured short-duration portfolios. FGCA has maintained a 7% net historical return with zero principal loss to date.

Who can access structured trade finance?
Qualified exporters, traders, and importers with verifiable trade flows, assigned receivables, or in-transit goods. Facilities start from USD 500,000.

How long does the process take?
Our underwriting and structuring typically takes 5–10 business days. Disbursement depends on compliance and documentation but can occur within 2–3 weeks.

Do you offer margin financing for LCs?
Yes. We can underwrite and fund the margin required to issue documentary letters of credit—even when your bank declines to extend a facility.

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