Private Credit Asset-Backed Lending in Africa
Private Credit Origination, Asset Sourcing & End-to-End Management
FG Capital Advisors structures forward-flow, asset-backed lending programs in Africa for private credit investors and specialty lenders. Commit capital to a rolling stream of secured receivables—export invoices, equipment leases, inventory finance—with end-to-end underwriting, legal, FX management and servicing.
Our clients include private credit funds, non-bank lenders and family offices seeking 30–90 day paper yielding 6–10% IRR. We handle sourcing, underwriting, borrower onboarding, collateral management and cash-flow repatriation—so you deploy capital efficiently and transparently.
Program Design & Setup
Tailored forward-flow agreement outlining fee schedules, tranche sizes, collateral types and reporting cadence. Initial setup fee: $100,000.
Asset Sourcing & Underwriting
Off-market export receivables, equipment leases and inventory loans underwritten by our in-country teams across Nigeria, Ghana, Kenya and South Africa.
Borrower Onboarding & KYC
Full due diligence—financials, legal, compliance checks, PEP and sanctions screening—ensuring only high-quality obligors enter the portfolio.
Collateral & Security Management
Secured by title-retention, warehouse liens, trust receipts and export-payment guarantees. Local counsel confirms enforceability.
Forward-Flow Execution
Monthly delivery of pre-vetted receivables under your mandate. Automated invoice purchase and discounting per agreed terms.
Servicing & Reporting
Collection management, FX conversion, escrow oversight and detailed dashboards on aging, performance and country exposures.
Our team combines private credit analysts, trade-finance specialists, African legal counsel and FX hedging experts. We maintain SPVs in key jurisdictions and partnerships with DFIs for political-risk wraps.
Setup & Structuring
$100,000
Initial forward-flow agreement, legal documentation, SPV formation and onboarding.
Program Management
From $250,000 p.a.
Ongoing sourcing, underwriting, FX hedging, servicing and monthly reporting for up to $50M committed capital.
Enterprise Mandate
Custom Engagement
Dedicated desk, bespoke structures, political-risk insurance coordination and exclusive priority on all deal flow.
Minimum forward-flow commitment: $5,000,000. Initial setup fee: $100,000. FG Capital Advisors handles every step—from sourcing to repayment—so you focus on capital deployment.
FG Capital Advisors acts solely as advisor and origination partner. We do not manage funds or act as a lender. Forward-flow agreements are subject to legal review, KYC and regulatory approval. Past performance is not a guarantee of future results. All investments involve risk.
