Private Credit from Specialty Trade Finance Lenders: Your Roadmap to Funding

FG Capital Advisors unlocks access to niche non-bank lenders who thrive on complex trade deals. If you need working capital or growth funding in corridors that traditional banks shy away from, we’ll craft and pitch your story to the right credit managers.

When Banks Say “No,” Specialty Lenders Step Up

Legacy banks often balk at short tenors, exotic goods or frontier corridors. That’s where specialty trade finance funds, independent debt providers and credit boutiques shine—they embrace complexity and get money moving where others freeze.

But they don’t write blank checks. You’ve got to show them tight structures, ironclad collateral and a repayment path. That’s exactly what we help you build.

What Specialty Lenders Need to See

  • Proven Track Record: A spotless payment history, repeat shipments and clean audits.
  • High-Quality Collateral: Insured invoices, bank-grade offtakers and shipment guarantees.
  • Jurisdiction Comfort: Even markets once taboo are now on the table—if backed by seasoned local operators and watertight legal frameworks.
  • Skin in the Game: Equity injections, performance bonds or sponsor guarantees demonstrate commitment.
  • Clear Exit Paths: Defined repayment sources—contract rollover, refinance options or sale proceeds.

How We Structure & Present Your Deal

  1. Diagnostics & Gap Analysis — Deep dive into your P&L, cashflow models and counterparty strength to pinpoint risks and upsides.
  2. Investor-Grade Information Packs — Teasers, term sheets and risk memos tailored to each lender’s appetite.
  3. Optimized Capital Stack — Blend invoice discounting, pre-export finance and ECA-wrapped tranches to balance cost and coverage.
  4. Local Counsel & Ops Support — On-the-ground legal opinions and logistics plans to reassure credit committees.
  5. Dynamic Pitch Delivery — Virtual data rooms, live Q&As or site visits—whatever seals the deal fastest.

Frontier Finance: From Frowned-Upon to In-Demand

Lenders used to draw red lines around certain countries. Now they’re vetting ESG credentials, digital track-and-trace and political risk plugins before saying “go.” Thanks to data analytics and alternative risk transfer, deals in once-blacklisted jurisdictions are getting greenlit—if you can prove traceability and compliance.

Bring the right partners, insurance covers and clear repayment routes, and the money will follow.

Frequently Asked Questions: Trade Finance Credit

What tenor can I expect?
Most facilities run 30–180 days, though we’ve placed 360-day pre-export financings for staple commodities.

How quickly can I close?
With a rock-solid package, you can go from pitch to drawdown in 2–4 weeks—no fluff.

What are the fees?
Expect 200–450 basis points all-in, covering lender margin, structuring fees and optional insurance wraps.

Are high-risk deals viable?
Absolutely—so long as you’ve got ironclad contracts, vetted logistics partners and comprehensive insurance for cargo, kidnap & ransom, and political upheaval.

Service Disclaimers & Important Considerations

FG Capital Advisors acts solely as advisor and arranger. We don’t lend directly. All facilities depend on due diligence, legal opinions and lender mandates.

Trade finance is complex: supply chain disruptions, regulatory shifts and currency swings can impact outcomes. Always seek independent legal, tax and financial counsel before proceeding.