Bank Origination Workflow

• Client Engagement: Relationship managers identify needs for purchase-order finance, letters of credit and inventory loans.
• Credit Approval: Underwriting teams assess obligor credit, operating history and collateral quality.
• Facility Structuring: Terms set on tenor, pricing, collateral documentation and drawdown mechanics.
• Deal Execution: Legal departments draft agreements, banks issue instruments and fund the borrower.

Distribution Channels for Trade Assets

To manage balance-sheet capacity, originators distribute assets through multiple channels:

• Syndication: Shared exposures sold in tranches to peer banks.
• Loan Participation: Economic interests transferred to investors while borrower banking relationships remain unchanged.
• Securitization: Pools of receivables packaged into notes and sold to capital markets.
• Secondary Sales: Direct trades of existing facilities among institutional buyers.

FG Capital Advisors as Trade Finance Investor

We partner with banks to acquire participations and structured paper, deploying committed capital to support new origination. Our key contributions include:

• Rigorous Due Diligence: Evaluate facility terms, collateral perfection and obligor credit metrics.
• Competitive Pricing: Negotiate purchase terms that balance originator needs and investor return targets.
• Active Portfolio Management: Monitor performance, compliance with covenants and maturity schedules.
• Secondary Liquidity Solutions: Facilitate co-investment or resale to other qualified investors.

Benefits of Partnering with FG Capital Advisors

• Immediate Balance-Sheet Relief: Banks recycle capital for new financings.
• Risk Distribution: Share credit exposure with a broad investor base.
• Market Expansion: Access non-bank capital for transactions that might otherwise stay on-balance-sheet.
• Efficient Execution: Streamlined purchase, settlement and reporting process reduces operational burden.

How to Engage with FG Capital Advisors

Originators and corporate finance teams should contact our Structured Products desk to discuss portfolio criteria, diligence timelines and purchase options. We tailor commitment sizes and documentation requirements to fit balance-sheet objectives.

Disclaimers & Important Considerations

FG Capital Advisors provides advisory and capital placement services only. Acquisitions of trade finance assets are subject to successful due diligence, legal review and regulatory compliance.

Past transactions are not indicative of future performance. Participants should seek independent legal, tax and financial advice before engaging in any asset-purchase program.