Important Disclosure. The mandates described below are offered only to qualified corporates and professional investors. Trade‑finance assets involve credit, performance and settlement risk. This summary is non‑binding; final terms appear in engagement letters and private‑placement memoranda.
Trade Finance Solutions
FG Capital Advisors delivers fully integrated trade‑finance solutions. We structure forward‑flow programs, securitise receivables, underwrite credit risk and syndicate trade assets to a multi‑channel investor base that includes banks, private‑credit funds and digital‑asset desks. Exporters, manufacturers and commodity houses gain predictable working‑capital capacity without relinquishing buyer relationships.
1. Why Modern Trade Finance Matters
Global merchandise trade tops USD 25 trillion each year, yet the trade‑finance gap still sits near USD 2 trillion. Basel III capital charges, swelling compliance costs and paper‑heavy workflows slow funding. Mid‑market exporters, regional commodity traders and asset‑light manufacturers suffer most—too large for overdrafts, too small for bulge‑bracket syndications. Our platform closes that gap by combining structured trade finance with fast, data‑driven execution rails.
2. Pain Points We Eliminate
- Repetitive KYC: Single onboarding file shared across all funding counterparts.
- Document friction: OCR capture and smart‑template contracts cut legal turnaround time.
- Static limits: Revolving forward‑flow lines scale with shipment volume.
- Geopolitical bias: Our PD models weight performance history over country stereotypes.
- Fragmented investor reach: One placement process covers banks, funds and token‑note desks.
3. Our Competitive Edge
- Revolving capacity automatically renews on collection events.
- Receivables, payables, LC discounting and inventory finance under one roof.
- Basel‑aligned PD/LGD mapping for transparent pricing and advance‑rate logic.
- Real‑time data feed from shipping systems, SWIFT gpi and ISO 20022 messages.
- Multi‑channel distribution—bank notes, ABCP, and security tokens—all book‑built together.
4. Modular Service Architecture
Origination & Intake
We build a data room that maps contracts, bills of lading, insurance cover and buyer credit. Our Trade TrackMap ™ tags every document, making investor audit painless.
Program Design
Revolving caps, currency mix and covenants are tied to shipment KPIs—days sales outstanding, margin per tonne, on‑time performance.
Structuring & True Sale
Assets transfer into a bankruptcy‑remote SPV. Collection waterfalls and pledge filings give investors senior rank; sponsors retain commercial control.
Underwriting & Servicing
PD/LGD models blend internal performance data with ICC rules and Basel default tables. Daily cash matching, sanctions screening and covenant alerts keep risk transparent.
Distribution & Liquidity
We syndicate notes and tokens across regional banks, private‑credit funds and digital‑asset desks—maximising depth, tightening spreads.
5. Technology Framework
Our modular stack integrates OCR, ISO 20022 payments, SWIFT gpi tracking and (when investors elect) permissioned‑ledger smart contracts. Sponsors access a web dashboard; investors pull JSON feeds. Blockchain is opt‑in, never mandatory.
6. Build‑to‑Funding Timeline
| Phase | Key Deliverables | Calendar Days |
|---|---|---|
| Intake | KYC/KYB, trade map, sanctions scan | 5–7 |
| Term Sheet | Advance grid, pricing curve, covenants | 7–10 |
| Legal Build | SPV formation, true‑sale opinions, escrow waterfall | 12–15 |
| Underwriting | Credit memo, stress test, country limits | 10–14 |
| Placement | PPM, book‑build, settlement | 14–28 |
| Servicing | Daily matching, monthly investor reports | Ongoing |
7. Fee Schedule
| Item | Amount |
|---|---|
| Retainer | USD 100 000 (legal drafts, onboarding, model set‑up) |
| Success Fee | 1.5 %–2.5 % of funded volume |
| Servicing | 0.25 % p.a. on outstanding balance |
| Minimum Program | USD 20 million forward flow |
8. Case Studies
Metals Trader — USD 50 M Evergreen Facility
Challenge:
Cash gap between African copper loading and European refinery payment.
Solution:
90‑day forward flow, 85 % advance, credit‑insurance wrap.
Impact:
Shipment volume +42 %; gross margin +6.3 %.
Industrial OEM — EUR 30 M Receivables Platform
Challenge:
120‑day buyer terms squeezed liquidity.
Solution:
Silent‑assignment SPV, EUR notes on an EEA marketplace, 90 % advance.
Impact:
DSO down 27 days; EBITDA +3.8 %.
9. Risk Management & ESG Alignment
- Automated sanctions & dual‑use screening each drawdown.
- Country, sector and obligor caps reviewed quarterly.
- Independent auditor reconciles cash vs. ledger monthly.
- Environmental and social action plans for flagged commodity flows.
- Instant freeze triggers on covenant breach or ESG alerts.
10. Frequently Asked Questions
What size programs qualify?
We start at USD 20 million; larger lines are syndicated on demand.
Can you finance pre‑export contracts?
Yes. Draws advance against inspection certificates and vessel load docs.
How is pricing set?
Spreads float over Term SOFR or EURIBOR, flexing with PD, country grade and collateral.
Do you require personal guarantees?
Only for early‑stage firms; mature sponsors rely on asset and covenant strength.
How are collections processed?
Buyers pay into escrow; funds sweep daily via a cash waterfall.
Can tokens and traditional notes coexist?
Yes, one SPV can issue both to match investor appetite.
11. Request Your Custom Proposal
Ready to unlock working‑capital flexibility? Complete the quick form in our site footer and receive a tailored term sheet within five business days.
