Public Commentary: This page addresses exporters, contractors and project sponsors. It is not legal advice or an offer to arrange funding.
EXIM Financing — Export Credit Solutions for Global Projects
Long-tenor capital can be hard to secure when the borrower is overseas or the contract tenor stretches beyond typical bank appetite. That’s where export-credit agencies step in. FG Capital Advisors matches borrowers and suppliers with ECA loans, guarantees and buyer credits, helping projects lock fixed-rate funding and transfer political risk onto highly rated sovereign balance sheets.
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1. What Is EXIM Financing?
Export-credit agencies (ECAs) are government-backed entities that promote domestic exports by insuring or funding cross-border sales. Their support lets buyers tap long-dated, fixed-rate debt—often at sovereign-linked pricing—while domestic suppliers get paid at shipment.
2. Typical Structures We Arrange
| Instrument | Borrower | Tenor / Pricing | Advance Rate |
|---|---|---|---|
| ECA Direct Loan | Project company | 8–18 yrs; CIRR or CIRR + margin | Up to 85 % of eligible export contract |
| ECA-Guaranteed Bank Loan | Project company or sovereign entity | 5–15 yrs; SOFR/EURIBOR + 75-125 bps | Up to 85 % plus local costs |
| Supplier Credit Insurance | Exporter (assignment to bank) | 1–5 yrs; discount rate negotiated with bank | 90–95 % of invoice value |
| Buyer Credit Facility | Foreign buyer | Up to 10 yrs; floating or fixed | 85 % of US/UK/EU content; local costs financed separately |
3. Key ECAs We Work With
- US EXIM: Guarantees and direct loans for capital goods, renewables, aircraft and services.
- UKEF: Bank facility guarantees and supplier credit insurance with flexible foreign content rules.
- Euler Hermes (Germany): Long-tenor buyer credits for industrial equipment and infrastructure.
- JBIC & NEXI (Japan): Co-finance LNG, transport and energy with yen or dollar funding.
- K-EXIM (Korea): Aggressive support for EPC contractors in power, petrochem and shipbuilding.
4. Our Process
| Phase | Main Tasks | Duration |
|---|---|---|
| Eligibility & Mandate | Check export content, country limits, environmental category | 1 week |
| Pre-Cover & Pricing | Submit initial application, receive cover letter and premium quote | 3 weeks |
| Diligence & Environmental Review | Technical, insurance, social-impact studies under OECD rules | 6-10 weeks |
| Documentation & Board Approval | Draft loan/guarantee docs, borrower resolutions, legal opinions | 4-6 weeks |
| Financial Close | Sign agreements, pay exposure fee, disburse first draw | 1 week |
5. Risk Controls & Covenants
- Political-risk transfer: ECA guarantee shifts sovereign and convertibility risk away from lenders.
- Contractual assignment: Pledge of export contract, O&M agreement and termination payments.
- Environmental & Social: Compliance with OECD Common Approaches; independent audits.
- Debt-service reserve: 6-12 months interest and principal trapped in offshore account.
- Insurance overlay: MIGA or PRI wrap for portions outside ECA cover (local costs, VAT).
6. Execution Timeline
From mandate to first draw, most ECA transactions close inside 16-24 weeks, provided environmental studies and host-government permits are in place.
Next Step
Have export content and a creditworthy off-taker? Contact FG Capital Advisors to review eligibility and receive an ECA term-sheet outline.
This guide is informational. Independent legal, tax and technical advice is essential before entering any ECA-backed financing.
